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Bill

A 5506

Establishes a penalty for interfering with the repossession of certain vehicles

2025 Regular Session Introduced by Joe Angelino and 4 co-sponsors

Summary of New York State Bill A 5506 Main Purpose and IntentThis bill aims to establish a new penalty for interfering with the legal repossession of certain vehicles. The bill is

REFERRED TO TRANSPORTATION
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Bill Summary · A 5506

Summary of New York State Bill A 5506

Main Purpose and Intent

This bill aims to establish a new penalty for interfering with the legal repossession of certain vehicles. The bill is intended to protect the rights of lenders and help ensure the orderly and lawful recovery of vehicles when borrowers default on their loans.

Key Provisions

  • Defines "interference with repossession" as any physical action or threat that prevents or attempts to prevent a lawful repossession from occurring
  • Establishes a new Class A misdemeanor criminal charge for interfering with the repossession of a vehicle
  • Imposes a potential penalty of up to 1 year in jail and/or a fine of up to $1,000 for individuals found guilty of this offense
  • Applies to repossessions of cars, trucks, motorcycles, and other motor vehicles
  • Exempts actions taken in self-defense or defense of others from the new criminal charge

Affected Parties

  • Consumers who have defaulted on their vehicle loans and are subject to lawful repossession
  • Repossession agents and companies hired by lenders to recover defaulted vehicles
  • Law enforcement officials who may be called to assist with or respond to incidents of repossession interference

Procedural and Timeline Details

  • The bill was introduced in the New York State Assembly on March 24, 2025 and has been referred to the Transportation Committee for further consideration
  • A companion bill, S 3773, has also been introduced in the State Senate
  • If passed and signed into law, the new criminal penalty for interfering with repossessions would take effect 90 days after becoming law

Overall, this legislation is intended to strengthen the rights of lenders and ensure the safe, lawful recovery of vehicles when borrowers default on their loans. The new criminal penalty is aimed at deterring interference and violence during the repossession process.

Compiled from official sources — confirm details with the bill’s official record.

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