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Bill

HB 1113

establish a manufactured housing downpayment assistance program.

2026 Regular Session Introduced by Casey Crabtree and 10 co-sponsors

South Dakota HB 1113 creates a state down payment assistance program to help residents purchase manufactured homes and expand affordable homeownership access.

House of Representatives Do Pass , Passed, YEAS 45, NAYS 21 H.J. 432
#fund #planning #zoningandhousingprograms #promulgationofrules
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Bill Summary · HB 1113

Legislative bill overview

HB 1113 establishes a state-funded down payment assistance program specifically for manufactured housing purchases in South Dakota. The program aims to reduce financial barriers for residents seeking to buy manufactured homes by providing grants or loans to cover a portion of required down payments.

Why is this important

Manufactured housing represents an affordable homeownership option for lower and moderate-income South Dakotans, and down payment assistance can expand access to this market. The program addresses housing affordability challenges by removing a significant upfront cost barrier that prevents many households from achieving homeownership.

Potential points of contention

  • Program costs and funding source: The bill requires state funding but the budget mechanism and total appropriation aren't specified in this summary, raising questions about fiscal impact and competing priorities
  • Eligibility criteria and income limits: Unclear whether assistance is means-tested, which households qualify, and whether the program adequately targets those most in need versus benefiting middle-income applicants
  • Market effects and sustainability: Questions about whether assistance inflates manufactured housing prices, creates dependency on subsidies, or produces long-term homeownership stability among recipients

Compiled from official sources — confirm details with the bill’s official record.

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