Bill

HB 25-1322

Enforce Insurer Compliance Requests Insurance Policy

2025 Regular Session Introduced by Judy Amabile and 13 co-sponsors

Requires insurers to comply with regulator, court, or policyholders' information requests, with penalties for noncompliance and potential private enforcement.

Governor Signed

WeVote Research Nonpartisan

Bill Summary · HB 25-1322

Summary — HB 25-1322: "Enforce Insurer Compliance Requests Insurance Policy"

Status: Governor Signed (June 3, 2025)
Introduced: April 4, 2025

Note: The full bill text was not included with the request. The summary below captures the bill’s legislative history, sponsors, and likely scope based on the bill title ("Enforce Insurer Compliance Requests Insurance Policy"). For exact statutory changes and enforcement mechanics, consult the enacted bill text.

Bill at a glance

Purpose (inferred from title): To create or clarify mechanisms for enforcing insurer compliance with regulatory requests, court orders, or policyholder requests related to insurance policies. The bill is intended to increase accountability and enforceability of obligations owed by insurers.
Final status: Signed into law by the Governor on June 3, 2025.

Legislative timeline and procedural history

2025-04-04: Introduced in House; assigned to Judiciary Committee.
2025-04-15: House Judiciary Committee referred an amended bill to House Committee of the Whole.
2025-04-23 to 04-25: House readings and passage (amendments adopted in second reading committee).
2025-04-28: Introduced in Senate; assigned to Judiciary.
2025-05-05 to 05-06: Senate committee and floor passed the bill (no further amendments).
2025-05-13: Signed by President of the Senate and Speaker of the House; sent to Governor.
2025-06-03: Governor Signed — bill enacted.

Likely key provisions (based on title; confirm in the enacted text)

Because the bill text was not provided, the following list describes provisions commonly associated with legislation that enforces insurer compliance with requests:
- Defines what constitutes a "compliance request" (e.g., requests from the state insurance regulator, policyholders, medical providers, or courts).
- Establishes deadlines and procedures insurers must follow when responding to information or document requests.
- Creates or clarifies administrative remedies and penalties for insurer noncompliance (civil fines, license sanctions, or injunctive relief).
- Provides a private right of action for policyholders or third parties to seek enforcement in court for insurer failures to comply.
- Specifies evidentiary or notice requirements and appeals procedures for contested penalties.
- Sets effective dates and transitional rules for ongoing investigations or claims.

Who would be affected

Insurers licensed in the state (life, health, property/casualty, etc.) — increased compliance obligations and potential penalties.
Policyholders and claimants — potentially faster access to information and stronger enforcement remedies against noncompliant insurers.
Department of Insurance or equivalent regulator — expanded enforcement tools and procedures.
Courts and administrative tribunals — possible increase in cases or enforcement petitions.

Impact and next steps

Practical impact depends on the bill’s exact enforcement mechanisms, penalty amounts, and whether it creates private enforcement rights.
For precise obligations, timelines, penalties, and statutory changes, review the final enacted bill text and agency guidance implementing the law.
Interested parties (insurers, consumer groups, regulators) should monitor rulemaking and compliance guidance following enactment.

If you’d like, I can locate and summarize the enacted bill text or produce a redline showing specific statutory changes once you provide or authorize retrieval of the full text.

Compiled from official sources — confirm details with the bill’s official record.