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Bill

S 5999

Enacts the New York state fair tenant credit reporting act

2025 Regular Session Introduced by Robert Jackson and 1 co-sponsor

New York bill regulating tenant credit reporting to establish fairness standards, disclosure requirements, and tenant rights to access and challenge screening records.

REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT
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Bill Summary · S 5999

Legislative bill overview

S 5999 establishes the New York State Fair Tenant Credit Reporting Act, which would regulate how tenant credit and background information is collected, reported, and used during rental applications. The bill aims to create standards for accuracy, fairness, and disclosure in tenant screening processes. It likely includes provisions requiring transparency from screening companies and establishing tenant rights regarding access to and correction of their records.

Why is this important

Tenant screening directly affects housing access for millions of New Yorkers, particularly those with prior credit issues, eviction history, or criminal records. Inaccurate or unfair screening practices can permanently lock people out of housing based on errors or outdated information. Establishing fair reporting standards could reduce discriminatory practices and give tenants recourse when they face barriers to housing.

Potential points of contention

  • Cost pass-through concerns: Landlords and property managers may argue that compliance costs will be transferred to tenants through higher rents or screening fees
  • Screening accuracy vs. tenant privacy: Balancing landlord risk assessment needs against tenant privacy rights and the right to challenge inaccurate information
  • Scope and enforcement: Disagreement over which entities fall under the law's requirements and how violations would be penalized and enforced

Compiled from official sources — confirm details with the bill’s official record.

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