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Bill

S 7997

Enacts the "construction laborer insurance protection act (CLIPA)"

2025 Regular Session Introduced by Jamaal Bailey

Enacts the Construction Laborer Insurance Protection Act (CLIPA) to require specified insurance coverage for construction laborers and mandate employer protections and compliance.

REFERRED TO INSURANCE
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WeVote Research Nonpartisan
Bill Summary · S 7997

Summary of S 7997 — Construction Laborer Insurance Protection Act (CLIPA)

Overview

  • Bill Number: S 7997
  • Title: Enacts the "Construction Laborer Insurance Protection Act (CLIPA)"
  • Status: REFERRED TO INSURANCE
  • Introduced: May 15, 2025
  • Classification: bill
  • Sponsor: Jamaal Bailey (primary)
  • Related Bills: A 8127 (companion)

Legislative History

  • Actions:
    • 2025-05-15: REFERRED TO INSURANCE (listed twice in the record)
  • The companion Assembly bill is identified as A 8127, indicating parallel or related consideration in an Assembly chapter.

What the bill would do (based on the title)

The bill’s title suggests it would enact a new statute aimed at providing protections related to insurance for construction laborers. The exact substantive provisions are not included in the information provided, so the precise requirements, coverage scope, and enforcement mechanisms are not specified here.

Note: The following sections describe typical elements such legislation might address and potential impacts, but they are not drawn from the bill’s text due to the absence of bill language in the provided materials.

Potential Provisions (typical for “insurance protection” in construction)

If enacted, CLIPA might address, among other things:
- Coverage requirements: mandating certain insurance protections for construction laborers (e.g., workers’ compensation, health coverage, disability protections) or extending protections to specific categories of workers (e.g., subcontractors, day laborers).
- Employer obligations: duties for construction employers or prime contractors to secure specified insurance coverage, maintain records, and provide proofs of coverage.
- Enforcement and penalties: penalties for non-compliance and enforcement structures (e.g., Department of Insurance oversight, audits, fines).
- Definitions and scope: definitions of who qualifies as a “construction laborer,” what projects are covered, and any exemptions.
- Effective date and phase‑in: when the law would take effect and whether there are transitional periods for compliance.
- Funding and administration: how the program would be funded and administered (e.g., agency responsibilities, potential fee schedules).

Who would be affected

  • Construction laborers and workers who would gain new or clarified insurance protections.
  • Construction employers and contractors who would bear potential new insurance obligations and compliance responsibilities.
  • Insurance providers and potentially the state or local insurance administration, if new mandates create reporting or coverage requirements.
  • Unions and workforce advocates who may participate in rulemaking, enforcement, or education efforts.

Timeline and next steps

  • The bill has been referred to the Insurance committee as of May 15, 2025. No further actions are listed here. The companion bill in the Assembly (A 8127) suggests parallel consideration.
  • To understand the full scope, text, and impact, the public would need to review the bill language and any committee reports or amendments as they become available.

Bottom line

S 7997 introduces the concept of a dedicated protection framework for construction laborers through insurance-related provisions (CLIPA). The current material provides only the high-level metadata; the exact provisions, costs, and real-world impact will depend on the bill’s text and subsequent committee action.

Compiled from official sources — confirm details with the bill’s official record.

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