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SF 25

Electronic lien and title system.

2025 Regular Session

Wyoming’s ELT system will require electronic processing of vehicle titles and lien records for dealers, lenders, and others, with fees paid by business users.

Assigned Chapter Number 35
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Bill Summary · SF 25

Summary — SF 25 (Enrolled Act No. 5, Chapter 35, 2025)

Electronic lien and title system

Purpose

SF 25 requires the Wyoming Department of Transportation (WYDOT) to create, implement and administer a statewide electronic lien and title (ELT) system for motor vehicle certificates of title and related transactions. The intent is to modernize title processing, lien notation, security-interest management and certain tax payments by allowing electronic processing and recordkeeping.

Key provisions

  • Creates a new statute, W.S. 31-2-113, defining and authorizing an “electronic lien and title system” to process, by electronic means:
    • Certificates of title (new, transferred, corrected);
    • Title data with lien notations;
    • Notification, maintenance, perfection and release of security interests in vehicles;
    • Payment of sales/use tax for vehicle transactions under W.S. 39-15-107(b) and 39-16-107(b).
  • WYDOT must implement and administer the ELT system and may contract with one or more vendors to develop, implement and operate it.
  • Counties and business users (dealers, lenders, lienholders, insurance companies and other secured parties) are required to use the ELT system. Private individuals not normally engaged in vehicle financing may use the ELT system or request a paper certificate of title from a county clerk.
  • Mobile homes (as defined at W.S. 31-2-501(a)(ii)) are exempt from the ELT requirement.
  • Vendors may charge transaction fees to recover development and administration costs, but:
    • Vendors may not charge fees to the state or counties.
    • Transaction fees must be charged to and paid by the business users who use the system (dealers, lenders, lienholders, insurance companies, secured parties), and those businesses may not require retail customers (persons not normally engaged in the business of financing vehicles) to pay those transaction fees (amendment adopted by the Senate).
  • WYDOT must conduct rulemaking related to the system and report on the fee schedule: upon promulgation of a fee schedule or by November 1, 2026 (whichever is earlier), WYDOT shall report the planned fee schedule to the Joint Transportation, Highways and Military Affairs Interim Committee (Senator Brennan amendment).
  • Conforming amendments update multiple existing statutes to require electronic forwarding of title records, permit electronic title applications and allow ELT-based odometer and title forms.

Fiscal impact

  • Fiscal note estimates a non‑administrative Highway Fund expenditure increase of $139,200 in FY2026 and $139,200 in FY2027 (two temporary motor vehicle services positions budgeted ~ $5,800/month for 24 months). No FY2028 cost is projected. Vendor development and operating costs are expected to be recovered via transaction fees charged to business users (not to state/counties).

Who is affected

  • Wyoming Department of Transportation (responsible for implementation/administration and rulemaking)
  • County clerks and treasurers (must forward title records electronically and use ELT)
  • Vehicle dealers, lenders, lienholders, insurance companies and other secured parties (mandatory ELT use and pay transaction fees)
  • Vehicle owners/retail customers (may use ELT or request paper title; cannot be charged vendor transaction fees)
  • Vendors contracted to build and operate the system
  • Mobile home owners (exempt)

Procedural status / timeline

  • Introduced January 14, 2025; passed both chambers; enrolled as Enrolled Act No. 5; Governor signed; assigned Chapter No. 35 (Session Laws of Wyoming 2025).
  • WYDOT will proceed with implementation, vendor contracting and rulemaking. Fee schedule report due upon promulgation or by November 1, 2026.

Related legislation

  • Companion bill: HF 528

Notes: The enacted law includes conforming statutory edits across title and registration chapters to integrate ELT use and electronic processes (e.g., W.S. 31-1-202, 31-2-101, 31-2-103 and related sections).

Compiled from official sources — confirm details with the bill’s official record.

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