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HB 175

Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines

2025 Regular Session

HB 175 would enable Maryland residents to access restored EBT benefits through ATMs, improving speed and convenience for those regaining interrupted assistance.

Withdrawn by Sponsor
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WeVote Research Nonpartisan
Bill Summary · HB 175

Legislative bill overview

HB 175 would modify Maryland's Electronic Benefits Transfer (EBT) card system to allow restored benefits to be received and accessed through Automated Teller Machines (ATMs). The bill appears designed to improve the accessibility and speed of benefit disbursement for recipients whose benefits have been reinstated after an interruption or denial.

Why is this important

EBT cards are the primary means through which low-income Marylanders access food assistance, cash assistance, and other welfare benefits. Streamlining the process for restored benefits—particularly through ATM access—could reduce delays in recipients regaining access to critical funds, minimizing financial hardship during administrative transitions.

Potential points of contention

  • ATM fees and costs: Expanding ATM access may increase transaction costs if recipients use out-of-network ATMs, potentially offsetting the convenience benefit for vulnerable populations with limited funds
  • Implementation and administrative burden: State agencies would need to update systems and coordinate with ATM networks, requiring fiscal resources and technical coordination
  • Scope ambiguity: The bill's current language doesn't clearly specify which types of restored benefits are covered or what timeline applies, creating potential implementation challenges

Compiled from official sources — confirm details with the bill’s official record.

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