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Bill

Bill

A 1912

Directs the department of financial services to study health insurance coverage through the Marketplace

2025 Regular Session Introduced by Linda Rosenthal

Bill A 1912 directs a study on health insurance options in the Marketplace, aiming to improve access and affordability for consumers and inform future policies.

REFERRED TO INSURANCE
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Bill Summary · A 1912

Summary of Bill A 1912

Bill Information

  • Bill Number: A 1912
  • Title: Directs the Department of Financial Services to Study Health Insurance Coverage Through the Marketplace
  • Status: Referred to Insurance
  • Introduced: January 14, 2025
  • Classification: Bill

Purpose and Intent

Bill A 1912 aims to enhance understanding of health insurance coverage options available through the Marketplace. The primary intent is to direct the Department of Financial Services to conduct a comprehensive study that evaluates the current state of health insurance coverage, identifies gaps, and assesses the effectiveness of existing programs.

Key Provisions

  • Study Mandate: The bill mandates the Department of Financial Services to undertake a detailed study focusing on:

    • The types of health insurance plans offered through the Marketplace.
    • Enrollment statistics and demographic data of individuals utilizing these plans.
    • The accessibility and affordability of health insurance coverage for consumers.
    • Recommendations for improving health insurance offerings and increasing enrollment.

  • Reporting Requirements: The findings from the study are expected to be compiled into a report, which will be submitted to the relevant legislative committees. This report will provide insights and recommendations based on the data collected.

Affected Parties

  • Consumers: Individuals seeking health insurance coverage through the Marketplace will be directly affected, as the study aims to improve their access to affordable options.
  • Health Insurance Providers: Insurance companies that offer plans through the Marketplace may see changes in regulations or offerings based on the study's findings.
  • Legislators and Policymakers: The results of the study will inform future legislative actions and policies regarding health insurance in the state.

Procedural Aspects

  • Current Status: As of January 14, 2025, the bill has been referred to the Insurance Committee for further consideration.
  • Related Bills: This bill is related to several prior-session bills, including:
    • A 8162
    • A 3590
    • A 867
    • S 7569 (companion bill)

Conclusion

Bill A 1912 represents a proactive approach to understanding and improving health insurance coverage through the Marketplace. By directing a thorough study, the bill seeks to gather essential data that can lead to better health insurance options for consumers and inform future legislative efforts. The outcome of this study could have significant implications for health policy in the state.

Compiled from official sources — confirm details with the bill’s official record.

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