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SB 3008

DHS-ABLE PROGRAM INFO MATERIAL

104th Regular Session Introduced by Meg Loughran Cappel and 6 co-sponsors

Illinois requires DHS to create and distribute informational materials about federal ABLE savings accounts for individuals with disabilities.

Rule 19(a) / Re-referred to Rules Committee
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Bill Summary · SB 3008

Legislative bill overview

SB 3008 requires the Illinois Department of Human Services (DHS) to create and distribute informational materials about the ABLE program—a federal tax-advantaged savings account program for individuals with disabilities and their families. The bill mandates that DHS provide this information through various channels to ensure eligible residents are aware of the program's benefits.

Why is this important

Many eligible individuals with disabilities and their families remain unaware of ABLE accounts, which allow tax-free savings up to $17,000 annually (2023) without affecting means-tested benefits like SSI or Medicaid. Increased awareness could help disabled individuals build financial security while maintaining critical government benefits, addressing a significant gap in financial independence planning for this population.

Potential points of contention

  • Implementation costs: DHS would need to allocate resources to develop, print, and distribute materials across multiple channels, which may face budget constraints
  • Program limitations: ABLE accounts have eligibility restrictions and account balance limits; materials must clearly explain these to avoid false expectations
  • Scope of outreach: The bill's effectiveness depends on how aggressively DHS distributes information and whether it reaches historically underserved communities with disabilities

Compiled from official sources — confirm details with the bill’s official record.

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