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Bill Summary · SF 4927

Summary of Bill SF 4927 (2025-2026) – Minnesota

Purpose and intent

  • SF 4927 seeks to prohibit the use or deployment of artificial intelligence (AI) models to perform licensed professional services directly for consumers, unless the AI is operated in real time by a credentialed professional (or by a natural person on behalf of a credentialed professional or credentialed business).
  • The goal is to ensure that professional services covered by Minnesota licensing requirements are provided under the supervision or execution of a credentialed professional, preventing direct delivery of such services to consumers solely by AI.

Key provisions

Definitions (Section 1, Subdivision 1)

  • Artificial intelligence model: A machine-based system capable of inferring outputs intended to influence physical or virtual environments.
  • Consumer: A natural person or a business that is not credentialed for the professional services sought.
  • Credentialed: A natural person or business holding a current license, certificate, or registration to provide professional services.
  • Professional services: Services for which the state requires a license, certificate, or registration.

Prohibition on AI delivering professional services (Section 1, Subdivision 2)

  • General prohibition: The owner of an AI model may not allow the model to provide a professional service to a consumer unless:
    • The model is operated in real time by a credentialed professional, or by a natural person representing a credentialed business that can provide the professional services.
  • Business/operator prohibition: A business or person may not use an AI model to provide a professional service to a consumer unless the model is operated in real time by a credentialed professional, or by a natural person representing a credentialed business capable of providing the services.
  • Permitted use: This section does not bar credentialed professionals from using an AI model as a tool to assist them in performing a professional service (i.e., AI can be used for support, but not to replace real-time professional delivery to the consumer).

Enforcement and penalties (Section 1, Subdivision 3)

  • Violations are enforceable by the Minnesota Attorney General under the general enforcement framework (referenced as Section 8.31 of Minnesota law).

Who is affected

  • Credentialed professionals and credentialed businesses: The bill places conditions on how AI can be used to deliver professional services, requiring real-time operation by a credentialed professional or by a representative of a credentialed business during service delivery.
  • Consumers: Protection against direct AI-delivered professional services without real-time credentialed supervision.
  • AI owners/operators: Must ensure compliance with the prohibition if the AI would otherwise deliver professional services to consumers.

Procedural and timeline aspects

  • Status and referrals: Introduced and referred to the Commerce and Consumer Protection committee on March 26, 2026.
  • Sponsor information: Co-authored by Senators Maye Quade and Liz Boldon (Boldon joined as an author later in the process).
  • Effective date: The text does not specify an effective date; enforcement would follow after enactment consistent with Minnesota’s enforcement provisions (AG authority under existing statute).

Practical implications

  • If enacted, the bill would require credentialed professionals or their authorized representatives to supervise or directly perform professional services when an AI model is involved.
  • AI technologies could still be used as supportive tools by credentialed professionals, but AI cannot autonomously deliver licensed services to consumers.
  • This could affect sectors such as law, medicine, engineering, accounting, architecture, and other licensed professional services in Minnesota.

If you’d like, I can tailor this summary to a specific professional field or compare it to similar bills in other jurisdictions.

Compiled from official sources — confirm details with the bill’s official record.

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