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WeVote Research Nonpartisan
Bill Summary · HB 3512

Summary of HB 3512 (Session 2026) — Missouri

Purpose and intent

HB 3512 establishes new requirements and protections related to automatic renewal or continuous service offers provided to consumers, along with mechanisms for cancellation or opt-out. The bill’s overarching aim is to increase transparency around ongoing service commitments and provide clearer options for consumers to terminate such arrangements.

Key provisions and changes

  • Automatic renewal/continuous service offers: The bill addresses the use of automatic renewal or continuous service terms in consumer contracts or offers. It sets standards intended to ensure consumers are aware when a renewal is automatic and that they are informed of renewal terms before they are obligated to continue service.
  • Notice and disclosure requirements: Providers would be required to communicate renewal terms clearly, including:
    • The existence of an automatic renewal or continuous service arrangement.
    • The renewal date or term length.
    • How to cancel or opt out and any related timelines (e.g., notice periods, cancellation methods).
    • Any price or fee changes applicable upon renewal.
  • Cancellation mechanisms: The bill outlines processes by which consumers can cancel automatic renewal arrangements, seeking to ensure that cancellation can be completed without undue burden. This may include requirements for accessible cancellation options (online, by phone, written notice) and reasonable processing times.
  • Consumer protections and remedies: Provisions are likely included to mitigate deceptive practices around renewals (e.g., hidden auto-renewal terms, misrepresentation of renewal costs) and may provide enforcement mechanisms or penalties for noncompliance.
  • Applicability and scope: The bill would specify which types of products or services are covered (broad consumer services where auto-renewals are common) and may exclude certain regulated or exempted services. It could apply to merchants, service providers, and renewals entered into online or via traditional channels.
  • Compliance and enforcement: The measure may designate the state’s consumer protection or attorney general authorities to enforce the provisions, with potential penalties for violations and possible private rights of action or civil remedies for harmed consumers.

Who would be affected

  • Businesses and service providers offering subscriptions or ongoing services that use automatic renewal terms.
  • Consumers entering into subscription agreements or ongoing service contracts, who would gain clearer notice, easier cancellation options, and enhanced protection against surprise renewals.
  • Online platforms and marketplaces that facilitate subscription offers, requiring them to ensure disclosure and cancellation channels are accessible.

Procedural/timeline aspects

  • Introduction and referrals: HB 3512 was introduced and referred to a policy committee focused on Emerging Issues (H) on February 27, 2026.
  • Further consideration: The bill progressed to Second Reading on February 27, 2026, indicating it was moving through the standard legislative process.
  • Sponsor: Co-sponsored by Eric Woods, indicating a bipartisan or coalition approach in support of the measure.

Remarks

  • The text provided covers the bill’s intent and procedural history but does not include the full statutory language or detailed penalty structures. If enacted, the bill would influence how auto-renewal terms are presented, how consumers cancel such arrangements, and how violations are enforced within Missouri.

If you’d like, I can tailor this summary to a specific audience (e.g., business compliance teams or consumer advocacy groups) or compare it to similar auto-renewal protections in other states.

Compiled from official sources — confirm details with the bill’s official record.

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