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SF 1137

Covered services for dental care definition modification

2025-2026 Regular Session Introduced by Liz Boldon and 3 co-sponsors

The bill changes the definition of “covered services for dental care” in health insurance, potentially altering which dental services are covered and out-of-pocket costs.

Referred to Commerce and Consumer Protection
#healthandhealthdepartment #insurance #insurance-health
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Bill Summary · SF 1137

Summary of SF 1137 (Minnesota)

Bill at a Glance

  • Bill Number: SF 1137
  • Title: Covered services for dental care definition modification
  • Status: Referred to Commerce and Consumer Protection
  • Introduced: February 10, 2025
  • Companion: HF 1474 (House)
  • Subject/Scope: Health and health department, Insurance, Insurance-Health

Purpose and Intent

  • The bill is described by its title as a modification to the definition of “covered services for dental care.”
  • From the information available, the exact changes to the definition are not included, so the precise scope (whether expanding, narrowing, or clarifying which dental services are considered “covered”) cannot be determined without the bill’s text.
  • The intended effect would be to alter how dental care services are classified for coverage under health insurance or related insurance requirements in Minnesota.

Key Provisions (What the bill would do)

  • The core provision is a modification to the statutory definition of “covered services for dental care.”
  • The exact language, specifies, and thresholds of the modification are not provided here. In general, such changes could affect:
    • Which dental services are subject to coverage (e.g., preventive, diagnostic, restorative, orthodontic, periodontic, prosthodontic services).
    • Cost-sharing rules (copays, coinsurance, deductibles) applicable to dental benefits.
    • Plan design requirements for insurers offering health or dental plans.
    • Applicability to state-regulated plans and/or mandated benefits.

Note: Specific provisions, definitions, and any fiscal impact would be found in the bill text and any accompanying fiscal note or analysis.

Affected Parties

  • Insurers and Dental Plans: Plans would need to align their benefit designs and coverage determinations with the modified definition.
  • Policyholders/Consumers: Individuals with health or dental insurance could see changes in what is covered and how much is paid out-of-pocket.
  • Dental Care Providers: Could experience changes in reimbursement patterns or authorization requirements depending on coverage definitions.
  • State Regulators: The Department of Commerce (as the committee to which the bill was referred) and related health/insurance oversight entities would implement and enforce any new definitions.

Procedural and Timeline Aspects

  • Introduced on February 10, 2025.
  • First reading and referral to Commerce and Consumer Protection occurred the same day.
  • A companion bill exists in the House (HF 1474), indicating parallel consideration and potential alignment between chambers.
  • No additional committee actions, amendments, or fiscal notes are listed in the provided information.

How to Track Developments

  • Monitor SF 1137 for:
    • Full text of the bill (to see the exact definitional changes).
    • Committee hearings, amendments, and votes in the Senate Commerce and Consumer Protection Committee.
    • Any fiscal impact statements or policy analyses.
    • Activity on the companion HF 1474 for timing and cross-chamber agreement.

If you’d like, I can summarize the bill’s provisions once the full text is available.

Compiled from official sources — confirm details with the bill’s official record.

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