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HB 95

COVERAGE FOR FERTILITY PRESERVATION SERVICES

2025 Regular Session Introduced by Kathleen Cates and 4 co-sponsors

New Mexico would mandate insurance coverage for fertility preservation services for patients facing fertility-threatening medical treatments, addressing cost barriers to reproductive planning.

action postponed indefinitely
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Bill Summary · HB 95

Legislative bill overview

HB 95 would require health insurance coverage for fertility preservation services, which allow individuals to preserve eggs, sperm, or reproductive tissue before undergoing medical treatments that may affect fertility (such as chemotherapy or radiation). The bill mandates that insurers cover these procedures for patients facing fertility-threatening medical conditions.

Why is this important

Cancer patients and others facing fertility-threatening treatments currently bear high out-of-pocket costs for preservation services, which can range from thousands to tens of thousands of dollars. This creates a situation where ability to afford preservation services—not medical need—determines who can preserve their reproductive options before potentially life-saving treatments.

Potential points of contention

  • Insurance cost implications: Insurers and employer-sponsored plans argue that mandated coverage increases premiums for all policyholders, including those who will never use these services
  • Definition and scope disputes: Disagreement over which medical conditions trigger coverage, whether elective fertility preservation qualifies, and age limits for coverage
  • Philosophical concerns: Some stakeholders object on religious or moral grounds regarding certain preservation methods or the intent behind coverage

Compiled from official sources — confirm details with the bill’s official record.

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