WeVote
Log In

Bill

Bill

HF 2677

Consumers in Crisis Protection Act adopted, civil penalties provided, and reports required.

2025-2026 Regular Session Introduced by Ron Kresha and 2 co-sponsors

HF 2677 creates the Consumers in Crisis Protection Act, imposes civil penalties for violations, and mandates reporting to shield consumers in crisis scenarios.

Introduction and first reading, referred to Commerce Finance and Policy
#consumerprotection #insurance
0
WeVote Research Nonpartisan
Bill Summary · HF 2677

HF 2677 — Consumers in Crisis Protection Act adopted, civil penalties provided, and reports required

Overview

  • Bill Number: HF 2677
  • Title: Consumers in Crisis Protection Act adopted, civil penalties provided, and reports required
  • Status: Introduction and first reading; referred to Commerce Finance and Policy
  • Introduced: March 24, 2025
  • Relationship: Companion bill SF 2929 (Senate)

Purpose and scope (as indicated by the title)

  • The bill appears to establish a new framework called the “Consumers in Crisis Protection Act.”
  • It would create or authorize civil penalties for violations related to the Act.
  • It would require reporting obligations associated with the Act (details to be established in the bill text).
  • The underlying intent, based on the title, is to enhance protections for consumers during crisis situations and to provide enforcement mechanisms and accountability through penalties and reporting.

Key provisions (indications from the title and summary)

  • Codification/Adoption: The bill would adopt and codify the Consumers in Crisis Protection Act into Minnesota law.
  • Civil Penalties: The bill would authorize civil penalties for violations of the Act. (Specific penalty amounts, tiers, enforcement procedures, and due process rights would be defined in the bill text.)
  • Reporting Requirements: The bill would require one or more reporting obligations related to the Act — potentially detailing enforcement actions, impact assessments, or compliance data. (Exact recipients, timelines, and content of reports would be specified in the bill.)
  • Enforcement and Oversight: While not detailed in the summary, the imposition of civil penalties implies an enforcement framework and designated authorities or agencies responsible for administering and enforcing the provisions.

Affected parties and potential impact

  • Consumers: Intended to strengthen protections for consumers in crisis-related contexts.
  • Businesses and service providers: Entities subject to the Act’s protections and penalties, including those offering consumer services or insurance-related products (given the subject area).
  • State agencies and Legislature: Likely involved in enforcement, rulemaking, and reporting to lawmakers based on the Act’s reporting requirements and civil penalty provisions.

Procedural and timeline aspects

  • Introduction and first reading occurred on March 24, 2025.
  • The bill has been referred to the Commerce Finance and Policy committee, indicating it will be considered by that committee with potential amendments, hearings, and votes.
  • A Senate companion exists (SF 2929), which would move in parallel through the legislative process if advanced.

Next steps and context

  • The full text is needed to detail specific definitions, penalties, reporting content, scope, effective date, and any transitional provisions.
  • For a deeper understanding, review the bill’s language when publicly available and monitor committee hearings in the Commerce Finance and Policy committee.
  • If you want, I can compare HF 2677 with SF 2929 once the companion text is available to highlight cross-chamber alignment or differences.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.