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SB 2262

Consumer Protection - As introduced, requires a business entity that blacklists a small business to provide notice of the action to the small business within 24 hours of the action. - Amends TCA Title 4; Title 29; Title 47 and Title 65.

114th Regular Session (2025-2026) Introduced by Adam Lowe

Tennessee requires businesses to notify small businesses within 24 hours of blacklisting them, amending state law to strengthen commercial transparency and due process.

Pub. Ch. 858
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WeVote Research Nonpartisan
Bill Summary · SB 2262

Legislative bill overview

SB 2262 mandates that business entities must notify small businesses within 24 hours if they are blacklisted, denied services, or otherwise excluded from platforms or networks. The bill amends multiple sections of Tennessee Code to establish this notification requirement across various business contexts, including what appear to be payment processors, insurance, and commercial relationships.

Why is this important

Small businesses often operate with limited resources and may not realize they've been blacklisted until they attempt transactions, causing operational disruption and lost revenue. The 24-hour notification requirement aims to give businesses timely opportunity to understand why they were excluded and potentially appeal or seek alternative services. This reflects growing concerns about due process and transparency in commercial relationships, particularly regarding digital platforms and financial service providers.

Potential points of contention

  • Vague definition of "blacklisting": The bill's scope depends heavily on how "blacklist" is defined across the amended titles; unclear whether it covers payment processors, insurance denials, vendor networks, or all of these
  • Implementation burden and costs: Businesses may argue the 24-hour requirement is operationally burdensome, particularly for large-scale automated systems, and could increase compliance costs
  • First Amendment and private business rights: Companies may challenge whether government can compel them to provide notice of private business decisions, especially regarding content moderation or fraud prevention
  • Lack of appeal mechanism: The bill requires notice but doesn't appear to mandate explanation of reasons or any appeal process, limiting its practical utility

Compiled from official sources — confirm details with the bill’s official record.

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