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SB 1700

Consumer Protection - As introduced, enacts the "Curbing Harmful AI Technology (CHAT) Act." - Amends TCA Title 29; Title 37 and Title 47.

114th Regular Session (2025-2026) Introduced by Raumesh Akbari

Tennessee's CHAT Act regulates artificial intelligence applications to protect consumers, advancing through committees with amendments before fiscal review.

Signed by Senate Speaker
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Bill Summary · SB 1700

Legislative bill overview

SB 1700, the "Curbing Harmful AI Technology (CHAT) Act," is a Tennessee consumer protection bill that amends multiple sections of state law to regulate artificial intelligence applications. The bill has advanced through the Senate Commerce and Labor Committee with amendments and is now moving to the Finance, Ways, and Means Committee for fiscal review.

Why is this important

AI regulation is becoming a priority for state legislatures as AI systems increasingly affect consumer decisions, privacy, and financial transactions. Tennessee's approach could serve as a model or cautionary example for other states developing AI governance frameworks, while potentially impacting how technology companies operate within the state.

Potential points of contention

  • Scope ambiguity: The bill's definition of "harmful AI" and which applications it covers remains unclear from the introduction alone; overly broad language could affect legitimate business uses
  • Compliance costs: New regulatory requirements may impose significant compliance burdens on businesses, particularly smaller tech companies and startups operating in Tennessee
  • Federal preemption concerns: State-level AI regulation could conflict with potential federal AI standards, creating compliance conflicts for multi-state companies

Compiled from official sources — confirm details with the bill’s official record.

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