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Bill

HB 1379

Concerning health carrier reporting.

2025-2026 Regular Session Introduced by Debra Lekanoff and 1 co-sponsor

HB 1379 mandates Washington health insurers report detailed operational, financial, and coverage data to state regulators for increased market transparency and consumer protection oversight.

Returned to Rules Committee for second reading.
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WeVote Research Nonpartisan
Bill Summary · HB 1379

Legislative bill overview

HB 1379 requires health insurance carriers operating in Washington to submit detailed reporting on their operations, finances, and coverage practices to state regulators. The bill aims to increase transparency and oversight of the health insurance market by mandating carriers provide data on premiums, claims denials, network adequacy, and other metrics relevant to consumer protection.

Why is this important

Health insurance transparency directly affects consumers' ability to understand costs and coverage options, and helps state regulators identify market problems like excessive rate increases or systematic claim denials. Better data allows policymakers to make informed decisions about insurance market regulation and can serve as an early warning system for consumer harm.

Potential points of contention

  • Reporting burden and compliance costs: Health carriers may argue that detailed reporting requirements increase administrative expenses, which could ultimately be passed to consumers through higher premiums
  • Data privacy concerns: Carriers may raise questions about how detailed health and claims data will be protected and whether large-scale reporting creates security vulnerabilities
  • Competitive sensitivity: Companies may resist disclosing detailed financial and operational metrics, viewing this information as competitively sensitive business data

Compiled from official sources — confirm details with the bill’s official record.

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