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Bill

HB 2465

Modifies the definitions of eligible employee and small employer for purposes of the Small Employer Health Insurance Availability Act

2026 Regular Session Introduced by Steve Butz and 2 co-sponsors

HB 2465 revises Missouri's definition of eligible employees for small business health insurance plans, potentially expanding or restricting worker coverage options.

Public Hearing Held (S)
#businessandcommerce #employees-employers #insurance-health
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Bill Summary · HB 2465

Legislative bill overview

HB 2465 modifies the definition of "eligible employee" under Missouri's Small Employer Health Insurance Availability Act, which governs how small businesses access group health insurance. The bill has progressed through House committee with a favorable recommendation and completed executive session review. The specific changes to the definition are not detailed in the available action records.

Why is this important

Defining who qualifies as an "eligible employee" directly affects which workers small business owners can cover under group health plans and may influence insurance premium calculations and plan accessibility. Changes to this definition could expand or restrict coverage options for small businesses and their employees in Missouri's health insurance market.

Potential points of contention

  • Scope of coverage impact – Depending on whether the definition is broadened or narrowed, the change could increase costs for employers or reduce access for certain classes of workers (part-time, temporary, seasonal employees)
  • Business size thresholds – Modifications may alter which businesses qualify as "small employers" eligible for these plans, affecting market competitiveness
  • Administrative burden – Changes could require insurers and employers to adjust compliance procedures and eligibility verification processes

Compiled from official sources — confirm details with the bill’s official record.

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