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H 3035

An Act to reduce graduate student loan debt

194th Legislature (2025-2026) Introduced by Tony Cabral

Massachusetts bill targeting graduate student debt relief through state mechanisms; referred to Revenue Committee for fiscal analysis and program design development.

Hearing scheduled for 09/09/2025 from 10:00 AM-1:00 PM in Gardner Auditorium
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Bill Summary · H 3035

Legislative bill overview

H 3035 is a Massachusetts bill designed to address graduate student loan debt through state-level intervention. The bill was referred to the Revenue Committee, suggesting it may involve tax incentives, direct assistance, or other fiscal mechanisms to help graduate students manage educational debt.

Why is this important

Graduate student debt has become a significant financial burden affecting career choices, homeownership, and economic mobility for thousands of Massachusetts residents. State-level action could provide relief that complements or addresses gaps in federal loan forgiveness programs, potentially improving workforce retention in the state.

Potential points of contention

  • Fiscal impact and funding source: The bill's referral to Revenue suggests it may involve tax expenditures or state budget allocation, raising questions about cost, sustainability, and competing budget priorities
  • Program design and eligibility: Unclear whether relief would be income-based, profession-based (favoring certain fields), school-based, or universal, which could affect fairness and effectiveness
  • Federal-state coordination: Potential overlap or conflict with federal student loan programs and forgiveness initiatives, creating complexity around who benefits and how programs interact

Compiled from official sources — confirm details with the bill’s official record.

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