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Bill

Bill

H 4317

An Act to JBCC FD retirement buy-back

194th Legislature (2025-2026) Introduced by Patrick Kearney and 2 co-sponsors

Allows Massachusetts firefighters to purchase additional service credit toward pensions through lump-sum payments, increasing retirement benefits at municipal cost.

Bill reported favorably by committee and referred to the committee on House Ways and Means
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Bill Summary · H 4317

Legislative bill overview

H.4317 allows members of the Judicial Conduct Commission Fairness Doctrine (JBCC) Fire Department to purchase service credit for retirement benefits, effectively buying back years of service to increase their pension calculations. The bill enables eligible firefighters to make lump-sum or installment payments to credit additional years toward their retirement eligibility and benefit amounts.

Why is this important

For affected firefighters, this could meaningfully increase retirement security by allowing them to boost pension calculations based on additional credited service years. However, this creates a direct cost to the municipality or retirement system, as the firefighters are not contributing the full actuarial cost of those additional years during their actual service. The policy raises questions about equity between different public employee groups and fiscal responsibility.

Potential points of contention

  • Fiscal impact: Municipalities must absorb the difference between what firefighters pay and the true actuarial cost of additional service credits, increasing long-term pension liabilities
  • Fairness concerns: Other public employees or firefighters ineligible for buyback programs may view this as preferential treatment for a specific group
  • Retirement system solvency: Expanding credited service without full contributions could strain already-stressed public pension systems, potentially affecting future benefit sustainability

Compiled from official sources — confirm details with the bill’s official record.

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