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LD 520

An Act To Ensure Choices In Health Insurance Markets By Modifying The Provisions Of Law Governing Clear Choice Design Health Plans

132nd Legislature (2025-2026) Introduced by Marygrace Cimino and 5 co-sponsors

LD 520 would modify rules governing Clear Choice Design Health Plans to expand consumer choice in health insurance markets.

Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)
#healthinsurance #insurance #purchaserchoice
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Bill Summary · LD 520

Summary of LD 520 (2025)

Overview

LD 520 is an act titled: “An Act To Ensure Choices In Health Insurance Markets By Modifying The Provisions Of Law Governing Clear Choice Design Health Plans.” The bill’s aim, as reflected in the title, is to modify the existing law governing Clear Choice Design Health Plans to affect consumer choice in health insurance markets. The bill was introduced on February 7, 2025.

Purpose and intent

  • Primary goal: to ensure or expand choices available in health insurance markets by changing how Clear Choice Design Health Plans are governed under state law.
  • Focus appears to be on purchaser choice and market options for consumers seeking health coverage.

Note: The text of the bill with concrete provisions is not provided in the materials above, so the summary cannot detail specific changes to definitions, requirements, standards, or compliance.

Key provisions (as indicated by title)

  • Modify provisions of law governing Clear Choice Design Health Plans.
  • Align or enhance the role of consumer/purchaser choice within health insurance markets.

Important caveat: Without the bill text, the precise changes (e.g., eligibility, plan design requirements, rate filing, consumer disclosures, network adequacy, or oversight mechanisms) cannot be enumerated.

Affected parties

  • Insurers and health plan issuers offering Clear Choice Design Health Plans (and any related products).
  • Employers or organizations purchasing health coverage for employees that may include such plan designs.
  • Consumers/purchasers seeking health insurance options in the market, particularly those evaluating “Clear Choice Design” plans.

Procedural status and timeline

  • 2025-02-07: Introduced and received by the Clerk; referred to the Committee on Health Coverage, Insurance and Financial Services under Joint Rule 308.2; ordered printed under Joint Rule 401.
  • 2025-02-07: Committee referral initiated.
  • 2025-03-05: Work Session Held (the bill was TABLED at that session).
  • 2025-03-12: Work Session Held; Voted - ONTP (Ought Not To Pass) at the committee level.
  • 2025-03-14: Reported Out - ONTP (not recommended for passage) by the committee.
  • 2025-03-20: Pursuant to Joint Rule 310.3, placed in Legislative Files (DEAD) — effectively ending active consideration for this session.

Status

  • Dead in committee; placed in Legislative Files. No further action expected in the current session under the stated status.

Notes for readers

  • Since the bill text is not included here, this summary captures the bill’s stated purpose and the procedural history rather than enacted provisions.
  • For exact language and the precise changes proposed to Clear Choice Design Health Plans, consult the bill text and fiscal notes from the Maine Legislature’s website or the Legislative Information System (LIS) for LD 520, 2025.

Compiled from official sources — confirm details with the bill’s official record.

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