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LD 1031

An Act To Allow Time-Share Associations To Charge Credit Card Surcharges

132nd Legislature (2025-2026) Introduced by Josh Morris and 1 co-sponsor

Maine bill would have authorized time-share associations to charge credit card surcharges on owner payments; committee rejected it as not passing.

Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)
#creditcards #financialpractices #timesharecharges
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WeVote Research Nonpartisan
Bill Summary · LD 1031

Legislative bill overview

LD 1031 would have permitted time-share associations in Maine to impose surcharges on credit card payments made to the associations. The bill was introduced by Representatives Tracy Quint and Josh Morris but ultimately failed to advance, receiving an "Ought Not to Pass" (ONTP) recommendation from committee in April 2025.

Why is this important

Time-share associations manage property and collect fees from thousands of owners across Maine. Allowing credit card surcharges could increase costs for owners who pay by card, while potentially generating additional revenue for associations. This touches on consumer protection standards and whether essential service fees should have ancillary charges attached.

Potential points of contention

  • Consumer cost concerns: Credit card surcharges effectively increase housing costs for time-share owners, potentially burdening those with limited payment options
  • Industry practice standards: Most states regulate or prohibit surcharges on essential service payments; this bill departed from common consumer protection frameworks
  • Association financial transparency: The bill raised questions about whether associations need additional revenue streams or whether existing fee structures are adequate

Compiled from official sources — confirm details with the bill’s official record.

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