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HD 4197

An Act supporting disabled first responders

194th Legislature (2025-2026) Introduced by Joe McKenna and 1 co-sponsor

Massachusetts bill establishes support and protections for first responders disabled during service, including benefits and employment safeguards.

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Bill Summary · HD 4197

Legislative bill overview

HD 4197 aims to provide support and protections for first responders—including firefighters, police officers, and emergency medical personnel—who become disabled during their service. The bill establishes or enhances benefits, medical coverage, and employment protections for these individuals. It addresses both occupational disabilities sustained in the line of duty and non-occupational disabilities that prevent continued service.

Why is this important

First responders face elevated risks of physical and psychological injuries that can end their careers prematurely, potentially leaving them without adequate income replacement or healthcare. Without dedicated support mechanisms, disabled first responders may struggle with medical expenses, lost wages, and difficulty transitioning to other employment. This legislation recognizes the unique vulnerabilities of this workforce and aims to provide a safety net for those injured in public service.

Potential points of contention

  • Cost and funding mechanism: Unclear whether the bill is funded through municipal budgets, state appropriations, or insurance mechanisms, which may impact local governments' financial capacity to implement
  • Scope of "disability" definition: Disagreement may arise over which conditions qualify (psychological injuries like PTSD, occupational vs. non-occupational disabilities, pre-existing conditions) and how stringently eligibility is determined
  • Benefit levels and duration: Questions about whether proposed benefits are adequate, sustainable, and equitable compared to other state employee disability programs or workers' compensation systems

Compiled from official sources — confirm details with the bill’s official record.

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