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HB 1857

An Act requiring business entities to disclose the use of artificial intelligence in certain consumer interactions; establishing the right of consumers to human review in high-impact decisions; and providing for enforcement by Attorney General.

2025-2026 Regular Session Introduced by Johanny Cepeda-Freytiz and 9 co-sponsors

HB 1857 requires covering medically necessary disposable incontinence supplies for persons with disabilities in group and individual health policies and many state/local plans, eff

Referred to Communications & Technology
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WeVote Research Nonpartisan
Bill Summary · HB 1857

Summary — HB 1857 (materials provided contain multiple, inconsistent texts)

Note up front: the materials you provided appear to combine three different drafts/issues under the single label “HB 1857” — (A) a short title indicating an appropriation for Holmes County State Park, (B) an Arkansas bill text about motorboat sales/use tax collection, and (C) an Illinois bill (and House amendment) requiring insurance coverage for disposable incontinence supplies. Below I summarize each distinct item, point out key provisions, affected parties, and procedural status where available.

A. Title: Appropriation — Holmes County State Park (as listed)

  • Purpose: Appropriation to the Arkansas Department of Wildlife, Fisheries and Parks for renovations and upgrades to Holmes County State Park.
  • Key details: No dollar amounts, project scope, or timeline were included in the materials you provided.
  • Affected parties: Holmes County State Park, Department of Wildlife/Fisheries/Parks, local users/visitors, contractors.
  • Status: Your header lists “Died In Committee,” but no direct bill text or fiscal specifics were included to confirm legislative steps. If you need a full summary of this appropriation, please provide the appropriation text or fiscal particulars (amount, project line items).

B. Arkansas — Motorboat sales/use tax (substantive bill text included)

  • Purpose: Change collection method for state sales and use taxes on new or used motorboat sales by requiring the consumer (purchaser) to pay tax directly to the Department of Finance and Administration at the time of applying for the boat’s certificate of number.
  • Key provisions:
    • Consumer pays sales/use tax directly to the DFA before issuance of certificate of number; dealers do not collect the tax.
    • Failure to pay when due triggers a penalty equal to 10% of tax due; certificate issuance withheld until payment.
    • Trade-in rules: tax generally paid on the net difference when a used boat is traded; special documentation requirements (bill of sale signed by all parties) when a used boat is sold separately and a later purchase claims a deduction.
    • Dealer “service motorboat” rules: taxable when dealer pulls a boat from inventory for dealership use; later adjustments when returned to inventory based on wholesale valuation sources.
    • Exemption: parts/accessories purchased for resale or used to recondition rebuilt boats may be exempt if dealer meets statute and DFA rules.
    • No credit allowed for sales/use taxes paid to another state if purchaser first titles/registers the boat in Arkansas.
  • Affected parties: motorboat consumers/buyers, motorboat dealers, Arkansas Dept. of Finance & Administration, titling/registration process.
  • Procedural notes: Text appears drafted as an amendment to Arkansas Code Title 26; no dollar amounts. Status in your materials unclear.

C. Illinois — Insurance coverage for disposable incontinence supplies (House Amendment / HB1857)

  • Purpose: Add a new Illinois Insurance Code section requiring group and individual accident/health policies and managed care plans issued/renewed/ amended on or after January 1, 2027 to cover medically necessary disposable incontinence supplies for persons with disabilities.
  • Key provisions:
    • Definitions: “disability” (broad) and “disposable incontinence supplies” (adult diapers, protective underwear, disposable underpads).
    • Coverage conditioned on documented diagnosis of incontinence and a physician’s signed prescription specifying type and quantity.
    • The requirement is incorporated across multiple state statutes (State Employees Group Insurance Act, Counties Code, Municipal Code, School Code, HMO laws, etc.), making state and many local plans subject to the same mandate.
    • Effective for policies amended/delivered/issued/renewed on or after Jan 1, 2027.
  • Affected parties: private insurers, HMOs, managed care plans, state and local self-insured plans, people with disabilities needing incontinence supplies, physicians (for prescriptions).
  • Procedural history (from materials):
    • Introduced Jan 29, 2025 by Rep. Laura Faver Dias.
    • Multiple committee referrals and amendments; a House amendment filed Mar 26, 2025.
    • Actions show “Died In Committee” (02/26/2025) in your list, while other dates show later activity — indicating conflicting records in the packet. The materials include readings, committee referrals, a “Do Pass” Insurance Committee recommendation, and later re-referrals to Rules. Recommend confirming official status with the Illinois General Assembly records.

If you want, I can:
- Pull the official bill text and fiscal notes for any one jurisdiction (Arkansas or Illinois) and produce a focused, detailed analysis; or
- Reconcile the procedural timeline by checking the legislature’s official website for the specific HB 1857 in the state you care about. Which HB 1857 (state) should I prioritize?

Compiled from official sources — confirm details with the bill’s official record.

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