An Act repealing obsolete laws related to insurance.

2025-2026 Regular Session Introduced by Tim Brennan and 9 co-sponsors

HB 2473 repeals obsolete Pennsylvania insurance laws to streamline regulation, removing outdated provisions without adding new requirements.

Referred to Banking & Insurance

1. Purpose and Intent

HB 2473 aims to simplify and modernize Pennsylvania’s insurance statutes by repealing obsolete or no-longer-applicable laws related to the regulation and administration of insurance.

The bill is framed as “repealing obsolete insurance laws and already completed studies,” suggesting a housekeeping effort to remove outdated provisions that no longer serve a regulatory or public-policy purpose.

2. Key Provisions and Changes

The bill authorizes the repeal of various insurance-related statutes that are considered obsolete. The specific provisions to be repealed are not enumerated in the summary provided, but the overall goal is to eliminate laws that:

Are no longer relevant due to changes in technology, market practices, or regulatory structures.
Have been superseded by more modern or comprehensive statutes.
No longer serve a justified public interest orAdministrative purpose.

The measure does not appear to introduce new regulatory requirements or create new mandates; rather, it removes outdated statutes to streamline the body of Pennsylvania insurance law.

3. Who or What Would Be Affected

Affected Entity: State insurance regulators, insurers, and individuals/organizations subject to Pennsylvania insurance statutes.

Administrative Impact: Potential reduction in the number of active, enforceable provisions within the insurance code, possibly simplifying compliance and regulatory processes.

Public Impact: May reduce confusion around obsolete rules and help ensure the regulatory framework reflects current industry practices.

4. Procedural and Timeline Aspects

Primary Sponsor: Representative Jen Mazzocco (with a broad coalition of co-sponsors from both chambers indicating cross-support).

Current Status: Referred to the House Committee on Insurance as of April 29, 2026.

Committee Activities: Aimed for a May 6, 2026 voting meeting in the House Insurance Committee, alongside other related bills (HB 2427, HB 2464, and HB 2473) to consider multiple measures in one session.

Next Steps: If approved by the Insurance Committee, the bill would advance to the full House for debate and a vote, then potentially to the Senate for further action, and ultimately to the Governor for signature or veto.

5. Additional Context

The sponsor group includes representatives from diverse districts, signaling legislative interest in modernizing the state's insurance laws for clarity and efficiency.

The accompanying memo titled “Repealing Obsolete Insurance Laws and Already Completed Studies” indicates the repeal is backed by documented findings or prior reviews identifying laws no longer necessary.

If you’d like, I can add a comparison with current Pennsylvania insurance statutes to highlight which areas are most likely affected, or track the bill’s progress through subsequent committee votes and floor actions.

Bill