Bill
H 1196
Overview: H 1196, "An Act relative to unpaid health insurance deductibles", is scheduled for a hearing on July 15, 2025 from 10:00 AM to 1:00 PM in A-2. The bill was introduced on
Overview: H 1196, "An Act relative to unpaid health insurance deductibles", is scheduled for a hearing on July 15, 2025 from 10:00 AM to 1:00 PM in A-2. The bill was introduced on February 27, 2025 and addresses the issue of unpaid health insurance deductibles.
Purpose and Intent: The primary goal of this bill is to address the problem of patients being held responsible for unpaid health insurance deductibles, even when the insurance company has failed to pay its portion of the medical costs. The legislation aims to protect patients from unfair billing practices and ensure they are not burdened with these unexpected financial obligations.
Key Provisions:
- Prohibits health care providers from billing patients for unpaid deductibles if the insurance company has not paid its share
- Requires insurance companies to pay their portion of medical costs within a specified timeframe or face penalties
- Establishes a dispute resolution process for patients to challenge unfair deductible billing practices
Affected Parties and Impacts: The bill directly affects patients who have been or may be billed for unpaid health insurance deductibles, as well as health care providers and insurance companies. It aims to provide financial protections for patients and incentivize timely payment by insurance companies.
Procedural and Timeline Considerations: H 1196 is currently scheduled for a public hearing on July 15, 2025. After the hearing, the bill will proceed through the legislative process, with potential amendments and further consideration before a final vote.
Compiled from official sources — confirm details with the bill’s official record.
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