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Bill

S 122

An Act relative to the security of electronic benefit transfer cards

194th Legislature (2025-2026) Introduced by Kelly Dooner and 2 co-sponsors

Massachusetts bill strengthens Electronic Benefit Transfer card security measures to reduce fraud and protect welfare program recipients' access to food and cash assistance.

Accompanied a study order, see S2754
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Bill Summary · S 122

Legislative bill overview

S 122 addresses security measures for Electronic Benefit Transfer (EBT) cards, which are used to distribute welfare benefits like SNAP (food assistance) and TANF (temporary assistance). The bill aims to implement protections against fraud, theft, and unauthorized use of these cards, though the specific security measures are not detailed in the available legislative record.

Why is this important

EBT cards provide critical support to vulnerable populations including low-income families, elderly individuals, and disabled persons. Fraud or theft of these cards directly reduces resources available for essential needs like food and housing. Strengthening EBT security protects both beneficiaries and state resources while maintaining program integrity.

Potential points of contention

  • Implementation costs: Enhanced security features (chip technology, PIN changes, monitoring systems) require funding that may increase program administration expenses
  • Access vs. security balance: Stricter security measures could create barriers for legitimate cardholders, particularly elderly or less digitally-literate beneficiaries who may struggle with new authentication requirements
  • Private vendor involvement: Security improvements may rely on third-party processors, raising questions about data privacy, profit incentives, and accountability for breaches

Compiled from official sources — confirm details with the bill’s official record.

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