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Bill

SD 625

An Act relative to the HomeBase Program

194th Legislature (2025-2026) Introduced by Donnie Berthiaume and 4 co-sponsors

Massachusetts bill establishes HomeBase Program to provide financial assistance and foreclosure prevention services to eligible homeowners facing housing instability.

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WeVote Research Nonpartisan
Bill Summary · SD 625

Legislative bill overview

SD 625 establishes or modifies the HomeBase Program in Massachusetts, which provides assistance to homeowners facing foreclosure or housing instability. The bill aims to help eligible residents avoid losing their homes through financial support, counseling, or other interventions. The specific mechanics, funding levels, and eligibility criteria would be detailed in the full bill text.

Why this is important

Foreclosure and housing loss have cascading effects on individuals, families, and communities—affecting credit, employment prospects, mental health, and local property values. A well-designed homeowner assistance program can prevent these outcomes while potentially being more cost-effective than managing the downstream consequences of displacement.

Potential points of contention

  • Funding source and amount: Whether the program is adequately funded and whether new taxes or budget reallocations are required to support it
  • Eligibility criteria: Debates over income thresholds, asset limits, and geographic priorities—some may argue the program is too restrictive or too broad
  • Moral hazard concerns: Questions about whether assistance programs create incentives for risky borrowing or reduce personal financial responsibility
  • Program administration: Whether existing agencies can effectively manage the program or if new bureaucracy is needed

Compiled from official sources — confirm details with the bill’s official record.

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