Bill
H 1077
Overview: H 1077, "An Act relative to protecting homeowners after a property fire", has a hearing scheduled for September 15, 2025 from 10:30 AM to 1:00 PM in Room A-1. The bill wa
Overview: H 1077, "An Act relative to protecting homeowners after a property fire", has a hearing scheduled for September 15, 2025 from 10:30 AM to 1:00 PM in Room A-1. The bill was introduced on February 27, 2025.
Purpose and Intent: The main goal of this bill is to provide additional protections and support for homeowners who have experienced a property fire. The legislation aims to ensure that homeowners are not taken advantage of or left vulnerable in the aftermath of a devastating fire.
Key Provisions:
- Requires insurance companies to provide a minimum of 12 months of temporary housing coverage for displaced homeowners
- Prohibits insurance companies from cancelling or non-renewing a homeowner's policy for at least 6 months after a fire
- Establishes a state-run assistance program to help homeowners navigate the claims and rebuilding process
- Mandates that insurance payouts for repairs must be released in a timely manner to facilitate rebuilding
Affected Parties and Impacts: This bill directly affects homeowners who have experienced a property fire. It is intended to provide them with greater financial security, housing stability, and support during the recovery process. Insurance companies will also be impacted through new requirements and restrictions on their policies and claims handling.
Procedural and Timeline Considerations: H 1077 is currently scheduled for a public hearing on September 15, 2025. After the hearing, the bill will proceed through the normal legislative process, including potential amendments, committee votes, and floor votes in both chambers. The timeline for final passage and enactment remains to be determined.
Compiled from official sources — confirm details with the bill’s official record.
Sign in to ask a question.
