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H 2748

An Act relative to option (D) beneficiaries

194th Legislature (2025-2026) Introduced by Bruce Ayers

H 2748 modifies beneficiary designation rules for Massachusetts public employee pension option (D) recipients, affecting survivor benefit eligibility and distribution.

Hearing scheduled for 06/25/2025 from 01:00 PM-05:00 PM in A-1
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Bill Summary · H 2748

Legislative bill overview

H 2748 addresses "option (D) beneficiaries," which refers to a specific pension or benefits designation option under Massachusetts public service retirement systems. The bill modifies rules governing how individuals can designate beneficiaries under this particular option, though the specific changes require review of the full bill text for precise details.

Why is this important

Public employee pension beneficiary designations directly affect retirement security for public servants and their families. Changes to these rules can impact who receives survivor benefits, how benefits are distributed, and the financial planning options available to Massachusetts public employees in police, fire, municipal, or state service.

Potential points of contention

  • Scope of eligibility changes: Clarification needed on whether modifications expand or restrict who can use option (D) designations, potentially affecting current retirees or new employees differently
  • Retroactive application: Whether changes apply to existing beneficiary elections or only new designations could create fairness concerns
  • Fiscal impact on pension systems: Alterations to beneficiary payout structures may have unfunded liability implications for municipal or state pension funds

Compiled from official sources — confirm details with the bill’s official record.

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