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H 1340

An Act relative to moped liability insurance

194th Legislature (2025-2026) Introduced by Marcus Vaughn

Overview: H 1340 - An Act relative to moped liability insuranceStatus: Hearing rescheduled to 10/22/2025 from 10:30 AM-11:40 AM in B-1 and Virtual Hearing updated to New End TimeIn

Hearing rescheduled to 10/22/2025 from 10:30 AM-11:40 AM in B-1 and Virtual Hearing updated to New End Time
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Bill Summary · H 1340

Overview: H 1340 - An Act relative to moped liability insurance
Status: Hearing rescheduled to 10/22/2025 from 10:30 AM-11:40 AM in B-1 and Virtual Hearing updated to New End Time
Introduced: February 27, 2025

Purpose and Intent: This bill aims to address the issue of liability insurance coverage for moped riders in Massachusetts. Currently, moped owners are not required to carry liability insurance, which can leave injured parties without recourse in the event of an accident.

Key Provisions:
- Requires all moped owners to carry a minimum level of liability insurance coverage
- Establishes minimum coverage limits of $20,000 per person and $40,000 per accident for bodily injury, and $5,000 for property damage
- Provides a grace period of 6 months for moped owners to obtain the required insurance coverage
- Imposes penalties for moped owners who fail to maintain the required insurance, including fines and potential vehicle registration suspension

Affected Parties and Impacts:
- Moped owners in Massachusetts, who will be required to purchase and maintain liability insurance
- Individuals who may be involved in accidents with moped riders, who will have increased access to compensation for injuries and property damage
- Insurance companies, who will see an increase in the number of moped-related policies sold

Procedural and Timeline Considerations:
- The bill is currently in the hearing stage, with a rescheduled hearing set for October 22, 2025
- If passed, the new insurance requirements would take effect 6 months after the bill's enactment

Compiled from official sources — confirm details with the bill’s official record.

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