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SB 479

AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

2025 Regular Session Introduced by Jonathon Acosta and 9 co-sponsors

SB 479 modifies Rhode Island accident and sickness insurance policy regulations; passed Senate June 2025 with unclear specific impacts pending House consideration.

06/20/2025 Senate read and passed
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WeVote Research Nonpartisan
Bill Summary · SB 479

Legislative bill overview

SB 479 modifies Rhode Island's regulation of accident and sickness insurance policies, though the specific provisions are not detailed in the available legislative record. The bill successfully passed the Rhode Island Senate on June 20, 2025, after receiving committee recommendation for passage on June 12, 2025.

Why is this important

Accident and sickness insurance directly affects healthcare coverage accessibility and affordability for Rhode Island residents. Changes to policy requirements or regulations can impact insurance premiums, coverage scope, consumer protections, or insurer compliance obligations—affecting both individual policyholders and the insurance market.

Potential points of contention

  • Coverage scope vs. cost tradeoff: Expanding required coverage benefits may increase premiums for consumers while improving protection
  • Regulatory burden on insurers: New compliance requirements could increase administrative costs that may be passed to consumers or affect market competition
  • Definition and applicability gaps: Without reviewing specific language, unclear whether provisions adequately address modern insurance products or create unintended loopholes

Compiled from official sources — confirm details with the bill’s official record.

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