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Bill

HB 627

AN ACT relating to coverage for perinatal mood and anxiety disorders screenings.

2025 Regular Session

HB 627 mandates Kentucky health insurers cover perinatal mood and anxiety disorder screenings without patient cost-sharing during pregnancy and postpartum periods.

to Banking & Insurance (H)
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Bill Summary · HB 627

Legislative bill overview

HB 627 requires health insurance coverage for perinatal mood and anxiety disorder screenings in Kentucky. The bill mandates that insurers cover clinical assessments and diagnostic evaluations for conditions like postpartum depression and perinatal anxiety during pregnancy and the postpartum period without imposing cost-sharing barriers.

Why is this important

Perinatal mood and anxiety disorders affect 1 in 5 pregnant and postpartum individuals and can have serious consequences for both parent and child if untreated, including impaired bonding and infant health risks. Ensuring insurance coverage removes financial barriers to early detection and treatment, potentially improving maternal health outcomes and reducing long-term complications.

Potential points of contention

  • Insurance cost concerns: Insurers may argue expanded screening mandates increase premiums and administrative costs, particularly for plans with already-thin profit margins
  • Definition scope: Ambiguity about which specific screening tools, frequency, and provider types qualify for coverage could lead to disputes between insurers and healthcare providers
  • Existing coverage gaps: Questions about whether this adequately addresses screening disparities for uninsured and underinsured pregnant individuals who fall outside insurance requirements

Compiled from official sources — confirm details with the bill’s official record.

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