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HD 3594

An Act reducing CPA recording fees for affordable housing

194th Legislature (2025-2026) Introduced by Ann-Margaret Ferrante

HD 3594: An Act Reducing CPA Recording Fees for Affordable Housing OverviewBill Number: HD 3594 Title: An Act reducing CPA recording fees for affordable housing Status: Proposed

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Bill Summary · HD 3594

HD 3594: An Act Reducing CPA Recording Fees for Affordable Housing

Overview

Bill Number: HD 3594
Title: An Act reducing CPA recording fees for affordable housing
Status: Proposed bill
Introduced: November 29, 2025

Purpose and Intent

The primary goal of this bill is to reduce the financial burden on affordable housing projects by lowering the recording fees charged by the Community Preservation Act (CPA). The intent is to make it more feasible for developers to create and preserve affordable housing units, thereby increasing the overall supply of affordable housing in the state.

Key Provisions

  • Reduces the CPA recording fee by 50% for all deed recordings related to the creation or preservation of affordable housing units
  • Defines "affordable housing" as units reserved for households earning 80% or less of the area median income
  • Requires municipalities to opt-in to the reduced fee program and establish guidelines for eligibility
  • Directs the state Department of Housing and Community Development to provide technical assistance and guidance to municipalities

Affected Parties and Impacts

  • Affordable housing developers and non-profit organizations will benefit from the reduced recording fees, allowing them to allocate more resources towards construction and preservation
  • Low- and moderate-income households will have increased access to affordable housing options in communities that participate in the program
  • Municipalities that opt-in will forgo a portion of CPA recording fee revenue, but may see an increase in affordable housing development

Procedural and Timeline Considerations

HD 3594 was introduced in the state legislature on November 29, 2025 and has been referred to the Joint Committee on Housing for review and consideration. If passed, the bill would take effect 90 days after enactment, and the reduced CPA recording fee program would be implemented at the municipal level. The success of the program will depend on the willingness of local governments to participate and the continued demand for affordable housing development.

Compiled from official sources — confirm details with the bill’s official record.

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