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SB 765

AN ACT PROHIBITING HEALTH CARE PROVIDERS FROM REQUIRING PATIENTS TO PROVIDE AN ELECTRONIC PAYMENT METHOD TO BE KEPT ON FILE WITH THE PROVIDER.

2025 Regular Session Introduced by Henri Martin

Connecticut bill prohibits health care providers from requiring patients to store electronic payment methods on file, protecting privacy and financial security while potentially increasing administrative costs.

REF. TO JOINT COMM. ON Public Health
#electronicfundstransfers #healthcareproviders #patients
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Bill Summary · SB 765

Legislative bill overview

SB 765 would prohibit health care providers in Connecticut from requiring patients to store an electronic payment method (such as a credit card or bank account) on file as a condition of receiving care. Patients could still voluntarily choose to keep payment information on file, but providers could not mandate this practice. The bill was referred to the Joint Committee on Public Health in January 2025.

Why is this important

This addresses concerns about data security, patient privacy, and financial vulnerability. Requiring stored payment methods increases exposure to data breaches and unauthorized charges, while also potentially creating barriers for unbanked or underbanked populations. The issue affects millions of patients nationally who interact with health care systems annually.

Potential points of contention

  • Administrative burden: Providers argue that on-file payment methods streamline billing, reduce bad debt, and lower administrative costs—expenses that could be passed to patients if prohibited
  • Scope and enforcement: Unclear whether the bill applies equally to hospitals, clinics, dental practices, and other providers, and how violations would be monitored or penalized
  • Patient consent versus coercion: Defining the line between "voluntary" on-file payments and those functionally required (e.g., if providers deny services without stored payment) may prove difficult in practice

Compiled from official sources — confirm details with the bill’s official record.

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