An Act ensuring life insurance coverage while taking Paid Family and Medical Leave
This bill requires employers to continue life insurance coverage for workers on Paid Family and Medical Leave, ensuring financial security for families during leave.
This bill requires employers to continue life insurance coverage for workers on Paid Family and Medical Leave, ensuring financial security for families during leave.
This proposed bill, HD 2089, aims to ensure that individuals who take Paid Family and Medical Leave (PFML) in the state are able to maintain their life insurance coverage during that period. The bill is designed to address concerns that workers on PFML may face a lapse in their life insurance benefits, potentially leaving their families vulnerable.
The main elements of the bill include:
Requirement for Continued Coverage: Employers would be required to continue providing life insurance coverage to employees while they are on approved PFML leave, at the same level of benefits the employee had prior to taking leave.
Premium Payment Responsibility: The employer would be responsible for paying the life insurance premiums during the PFML leave period, rather than requiring the employee to pay out-of-pocket to maintain coverage.
Non-Discrimination Protections: The bill would prohibit employers from discriminating or retaliating against employees for exercising their right to take PFML and maintain life insurance coverage.
Enforcement Mechanisms: The bill would empower the state's labor department to investigate complaints and levy fines against employers who violate the law's requirements around continued life insurance coverage.
The proposed legislation would affect all employers and employees covered under the state's existing Paid Family and Medical Leave program. By ensuring continued life insurance during PFML, the bill aims to provide greater financial security and peace of mind for working families.
If passed, the new requirements around life insurance coverage would take effect 6 months after the bill is signed into law, giving employers time to adjust their policies and procedures.
HD 2089 is intended to close a gap in the state's PFML protections, guaranteeing that workers can take important family or medical leave without risking a lapse in their life insurance benefits. By requiring employers to maintain coverage, the bill seeks to support workers and their families during vulnerable times.
Compiled from official sources — confirm details with the bill’s official record.
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