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Bill

SB 1097

AN ACT CONCERNING THE CONVERSION OF VACANT COMMERCIAL PROPERTY TO AFFORDABLE HOUSING DEVELOPMENTS.

2025 Regular Session Introduced by Herron Gaston

Connecticut bill incentivizes converting vacant commercial properties into affordable housing to address housing shortage and downtown vacancy.

REF. TO JOINT COMM. ON Housing
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Bill Summary · SB 1097

Legislative bill overview

SB 1097 establishes a framework to incentivize or mandate the conversion of vacant commercial properties into affordable housing developments in Connecticut. The bill addresses the dual challenge of commercial real estate vacancies and housing affordability by creating pathways for property owners to repurpose underutilized commercial spaces for residential use.

Why is this important

Connecticut, like many states, faces a shortage of affordable housing while simultaneously dealing with vacant commercial properties—particularly post-pandemic as office and retail spaces sit empty. Converting these spaces could increase housing supply in existing developed areas without consuming new land, potentially reducing housing costs and revitalizing downtown areas. The approach targets a practical solution to two interconnected economic problems affecting residents and municipal finances.

Potential points of contention

  • Property owner incentives vs. mandates: Whether the bill relies on voluntary conversion through tax breaks and grants versus mandatory conversion requirements, which raises concerns about property rights and may affect landlord participation rates
  • Conversion costs and feasibility: Commercial-to-residential conversions involve significant infrastructure modifications (plumbing, electrical, egress requirements, parking); unclear cost-sharing between government, developers, and property owners
  • Affordability definitions and duration: Questions about what "affordable" means, to whom, for how long, and whether affordability requirements remain permanent or expire, affecting long-term housing stability

Compiled from official sources — confirm details with the bill’s official record.

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