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Bill

SB 1270

AN ACT CONCERNING PUBLIC ADJUSTERS.

2025 Regular Session

Connecticut enacts public adjuster regulations affecting licensing, conduct standards, and consumer protections in insurance claim negotiations.

SIGNED BY GOVERNOR
#fees #insuranceadjusters
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Bill Summary · SB 1270

Legislative bill overview

SB 1270 is Connecticut legislation that has been signed into law (Public Act 25-106) regulating public adjusters—professionals who help policyholders negotiate insurance claims. The bill modifies licensing, conduct standards, or fee structures governing how public adjusters operate in Connecticut's insurance market.

Why is this important

Public adjusters represent consumers in disputes with insurance companies, making this regulation directly affect how effectively people can recover after property damage or loss. Stronger oversight can protect consumers from unscrupulous adjusters while excessive restrictions may limit access to professional representation in complex claims.

Potential points of contention

  • Licensing barriers vs. consumer access: Stricter licensing requirements may improve quality but could reduce the number of adjusters available, particularly in underserved areas or for smaller claims
  • Fee regulation impact: Caps on contingency fees could protect consumers from excessive charges but might discourage adjusters from taking on complex, high-risk cases
  • Insurer relationship dynamics: Enhanced public adjuster regulations might shift negotiating power between adjusters and insurance companies, affecting claim settlement timelines and outcomes

Compiled from official sources — confirm details with the bill’s official record.

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