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SB 197

AN ACT CONCERNING INSURANCE COVERAGE OF CERTAIN IN VITRO FERTILIZATION TREATMENTS FOR STATE AND MUNICIPAL FIREFIGHTERS DIAGNOSED WITH CANCER.

2025 Regular Session Introduced by Paul Cicarella and 1 co-sponsor

Connecticut bill requires health insurers to cover IVF treatments for state and municipal firefighters diagnosed with cancer to preserve reproductive capacity.

REF. TO JOINT COMM. ON Insurance and Real Estate
#cancer #firefighters #healthinsurance #invitrofertilization
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Bill Summary · SB 197

Legislative bill overview

SB 197 would mandate insurance coverage of in vitro fertilization (IVF) treatments for state and municipal firefighters who have been diagnosed with cancer. The bill targets a specific occupational group and medical circumstance, requiring health insurance plans to cover fertility preservation or restoration procedures that may be necessary due to cancer treatment side effects.

Why is this important

Cancer treatments can damage or eliminate reproductive capacity, and IVF can help preserve fertility options for affected individuals. Firefighters face elevated cancer risk compared to the general population due to occupational exposure to carcinogens. This bill addresses both a medical need and a workforce retention/support issue for a public safety profession.

Potential points of contention

  • Scope limitations: Why restrict coverage only to firefighters rather than all state/municipal employees or the general population with cancer? This raises equity questions about differential benefits.
  • Cost implications: Insurance coverage mandates increase premium costs for all policyholders; the fiscal impact on state and municipal budgets requires analysis.
  • Insurance market effects: Mandates affecting public employee health plans may influence private insurance markets and could face legal challenges regarding state authority over insurance regulation.

Compiled from official sources — confirm details with the bill’s official record.

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