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SB 815

AN ACT CONCERNING CONSUMER PROTECTIONS FOR CERTAIN HEALTH INSURANCE PLANS.

2025 Regular Session Introduced by Martin Looney

SB 815 establishes new consumer protections for designated Connecticut health insurance plans, currently under committee review.

REF. TO JOINT COMM. ON Insurance and Real Estate
#consumerprotection #healthinsurance
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WeVote Research Nonpartisan
Bill Summary · SB 815

Legislative bill overview

SB 815 proposes new consumer protection measures for certain health insurance plans in Connecticut. The bill was introduced by Senator Martin Looney and has been referred to the Joint Committee on Insurance and Real Estate for review. The specific protections and which plan types are covered depend on the bill's detailed provisions.

Why is this important

Health insurance regulations directly affect how residents access and pay for medical care, as well as insurers' obligations to disclose information and manage claims fairly. Consumer protections in this sector can impact affordability, transparency, and recourse options when disputes arise between patients and insurers.

Potential points of contention

  • Scope definition: The phrase "certain health insurance plans" is vague without seeing full text—different stakeholders may disagree on which plans should be included or excluded
  • Compliance costs: Insurers may argue that new protections increase administrative burden and could raise premiums, while consumer advocates may counter these costs are necessary
  • Federal vs. state authority: Some protections may overlap with federal health insurance regulations (ACA, HIPAA), raising questions about redundancy or conflicts with national standards

Compiled from official sources — confirm details with the bill’s official record.

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