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SB 531

An Act amending Title 35 (Health and Safety) of the Pennsylvania Consolidated Statutes, in grants to fire companies and emergency medical services companies, further providing for award of grants.

2025-2026 Regular Session Introduced by Michele Brooks and 4 co-sponsors

Technical cross-reference update in MCL 500.2111f to align with SB 530's PIP reforms; tied to SB 530 and takes effect only if SB 530 becomes law.

Referred to Veterans Affairs & Emergency Preparedness
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WeVote Research Nonpartisan
Bill Summary · SB 531

SB 531 — Summary (Insurance: no‑fault; amend cross‑references to MCL 500.2111f)

Status: Introduced February 20, 2025; referred to Committee on Insurance & Financial Services
Primary subject: Michigan no‑fault (Personal Protection Insurance, “PIP”) — technical cross‑reference amendments; tie‑bar with SB 530

Main purpose

SB 531 is a technical bill that updates statutory cross‑references in the Michigan Insurance Code (specifically MCL 500.2111f) to reflect changes made by a companion bill, SB 530. It is tie‑barred to SB 530 — meaning its changes are intended to be enacted together with SB 530 and generally will not operate independently.

Key provisions

  • Amends section 2111f of 1956 PA 218 (MCL 500.2111f) to revise internal references in the Insurance Code so they align with the substantive PIP/no‑fault reimbursement changes proposed in SB 530.
  • Adds or modifies statutory language only to the extent necessary to keep cross‑references and citation points consistent after the changes SB 530 makes to Chapter 31 (Motor Vehicle Personal and Property Protection) of the Insurance Code.
  • Includes the usual tie‑bar/contingency language making the amendatory act contingent on enactment of SB 530 (so the cross‑reference fixes take effect only if SB 530 becomes law).

(Note: SB 531 itself does not set reimbursement rates or provider eligibility rules; it is a conforming/cleanup measure.)

Context — substantive changes in the tie‑bar bill (SB 530)

Because SB 531 is tied to SB 530, it is important to understand the substantive reform SB 530 proposes (SB 531 makes statutes point to the reworked provisions). SB 530 (as described in committee analyses and substitute language) would, among other things:
- Modify how providers are reimbursed under PIP (no‑fault) — raising certain Medicare‑based reimbursement multipliers (various drafts reference raising Medicare‑based payments to higher percentages such as 200% or 250% for specific providers and services).
- Establish a defined fee schedule or payment amounts for services that lack a Medicare rate.
- Require annual adjustment of PIP reimbursement amounts by the Consumer Price Index (CPI).
- Add reimbursement rules for caregivers and chiropractors, require accreditation for some home/residential providers, and revise indigent‑patient thresholds and reimbursement exceptions.
SB 531’s role is to ensure MCL cross‑references remain correct after those substantive changes.

Who is affected

  • Primary: insurers issuing automobile insurance with PIP coverage (statutory references they rely on).
  • Secondary/indirect: health care providers (physicians, hospitals, rehabilitation facilities, home/residential care providers, caregivers, chiropractors) who treat motor vehicle accident victims and submit PIP claims — because SB 530 changes payment structures that SB 531 references.
  • Regulatory agency: Department of Insurance & Financial Services (DIFS) — for rate filing reviews and implementation.
  • Insured motorists and claimants may experience indirect effects (access to care, provider participation) depending on the substantive reforms in SB 530.

Fiscal and procedural notes

  • Committee analyses for the package (SB 530 tie‑bar SB 531) indicate no significant fiscal impact to DIFS and no direct fiscal effect on Medicaid; revenue impacts were assessed as minimal/indeterminate.
  • SB 531 is tie‑barred: its amendments are contingent on enactment of SB 530. Procedurally, SB 531 was introduced and referred to the Insurance & Financial Services committee (Feb 20, 2025). Implementation timing depends on enactment of SB 530 and any effective date language included in the enacted package.

Bottom line

SB 531 is a technical/conforming bill that revises statutory cross‑references in MCL 500.2111f so the Insurance Code remains internally consistent after the substantive PIP/no‑fault reimbursement reforms proposed in SB 530. Those substantive reforms (payment multipliers, non‑Medicare fee rules, CPI adjustments, accreditation and caregiver payment rules) are enacted via SB 530; SB 531 ensures other statutory citations point correctly to the amended provisions.

Compiled from official sources — confirm details with the bill’s official record.

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