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Bill

SB 1210

An Act amending the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921, in insurance producers, further providing for powers and duties of department.

2025-2026 Regular Session Introduced by Wayne Fontana and 3 co-sponsors

SB 1210 expands Pennsylvania's insurance department regulatory authority over insurance producers, affecting licensing, compliance, and consumer protections in the insurance market.

Laid on the table
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WeVote Research Nonpartisan
Bill Summary · SB 1210

Legislative bill overview

SB 1210 amends Pennsylvania's Insurance Department Act of 1921 to expand or clarify the regulatory powers and duties of the state's insurance department regarding insurance producers (agents, brokers, and other licensed professionals). The bill modifies existing authority structures without specifying exact amendments in the title alone.

Why is this important

Insurance producers directly affect consumer access to insurance products and pricing. Changes to the department's powers over these professionals can influence licensing standards, market competition, consumer protection mechanisms, and how quickly regulators can respond to industry misconduct or fraud.

Potential points of contention

  • Scope of regulatory expansion: Whether increased departmental powers represent necessary consumer protection or unnecessary bureaucratic burden on insurance professionals
  • Licensing and compliance costs: Changes to producer duties could increase operational costs for small agencies or independent agents, potentially affecting market entry and consumer choice
  • Specificity concerns: The bill's general language obscures what specific powers are being added, making it difficult to assess industry impact without reviewing the full text

Compiled from official sources — confirm details with the bill’s official record.

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