An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, further providing for billing.

2025-2026 Regular Session Introduced by Camera Bartolotta and 12 co-sponsors

Establishes a fair and direct reimbursement rate for 911 EMS providers under casualty insurance billing, aiming to ensure prompt, direct insurer payments.

Referred to Banking & Insurance

Summary of SB 1342 (2025-2026) – Pennsylvania

Purpose and intent

SB 1342 aims to amend the Insurance Company Law of 1921 (specifically in the area of casualty insurance) to provide for changes related to billing. The bill is linked to a policy objective noted in its memo: establishing a fair and direct reimbursement rate for 911 EMS providers.

Key provisions and changes (proposed)

The bill would amend existing provisions within the Insurance Company Law of 1921 to address casualty insurance billing. While the text provided does not include the full statutory language, the accompanying memo signals:

Establishing or reinforcing a framework for how 911 EMS providers are reimbursed by insurers.
Emphasis on a fair and direct reimbursement rate, potentially reducing rate disputes or delays in payment to EMS providers for services rendered.

The exact mechanisms (rates, calculation methods, timelines, appeals, or covered services) are not specified in the provided excerpt. The bill would likely specify:

Who qualifies as a 911 EMS provider under the act.
How reimbursement rates are determined (e.g., set rates, negotiated rates, or mandated minimums).
Procedures for billing, denials, appeals, and timing of payments.
Any reporting, oversight, or recordkeeping requirements for insurers and providers.

Who/what would be affected

Affected entities:

Casualty insurers regulated under The Insurance Company Law of 1921.
Licensed 911 EMS providers that bill insurers for emergency medical services.
Potentially policyholders indirectly, insofar as insurance billing practices impact premiums or out-of-pocket costs.

The bill would impact the billing workflow between EMS providers and insurance carriers, including reimbursement timelines and rate calculation.

Procedural and timeline aspects

Status: Referred to the Senate Banking & Insurance Committee on May 21, 2026.

Current action: No floor votes recorded; no committee hearings posted in the provided materials.

If advanced, it would proceed through standard Pennsylvania legislative steps (committee consideration, potential amendments, floor debate, and votes in both chambers, followed by gubernatorial action).

No specific effective date is listed in the provided details; typically, if enacted, the bill would become effective on a specified date or upon standard regulatory implementation periods.

Additional context

Prime sponsor: Senator Devlin Robinson (R), with a broad list of co-sponsors from both major parties, suggesting bipartisan interest.

Official short title: An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, further providing for billing.

Memo subject indicates a focus on “Fair and Direct Reimbursement Rate for 911 EMS Providers,” underscoring the intended policy goal of ensuring EMS providers are reimbursed promptly and fairly.

If you’d like, I can pull and summarize the full text of the bill or any committee fiscal notes to provide precise details on rates, definitions, and procedures once they become available.