Bill
HB 2044
HB 2044 allows West Virginia entities to opt out of PEIA insurance for up to 5 years, enabling flexibility while ensuring they can return if needed.
Bill Number: HB 2044
Title: Allow an entity enrolled in PEIA to leave PEIA and have a 5-year window to return
Status: To House Banking and Insurance
Introduced: February 12, 2025
Classification: Bill
Subject: Counties, Insurance, Municipalities
The primary purpose of HB 2044 is to provide flexibility for entities currently enrolled in the Public Employees Insurance Agency (PEIA) in West Virginia. The bill allows these entities to opt out of PEIA coverage while establishing a framework for them to re-enroll within a specified timeframe. This legislation aims to address the needs of local governments and municipalities that may seek alternative insurance options while ensuring they have the opportunity to return to PEIA if necessary.
Opt-Out Provision: The bill permits entities enrolled in PEIA to voluntarily leave the program.
Re-enrollment Window: Entities that choose to exit PEIA will have a 5-year window to return to the program. This provision is designed to provide a safety net for entities that may find that alternative insurance options do not meet their needs.
Eligibility Criteria: The bill outlines the criteria and procedures that entities must follow to opt out and subsequently re-enroll in PEIA.
Local Governments and Municipalities: The primary beneficiaries of this bill are counties and municipalities that are currently enrolled in PEIA. They will gain the ability to explore other insurance options without permanently losing access to PEIA.
Public Employees: Employees of these entities may experience changes in their insurance coverage options, depending on the decisions made by their employers regarding PEIA enrollment.
Increased Flexibility: Local governments may find more tailored insurance solutions that better meet their specific needs, potentially leading to cost savings or improved coverage.
Risk of Coverage Gaps: Entities that opt out may face challenges in finding comparable insurance options, which could lead to temporary coverage gaps for employees.
HB 2044 represents a significant shift in how entities enrolled in PEIA can manage their insurance needs. By allowing for a temporary exit and a structured return process, the bill aims to provide local governments with greater flexibility while ensuring that they can maintain access to PEIA coverage if needed. The ongoing discussions in the House Banking and Insurance committee will be crucial in shaping the final provisions of this legislation.
Compiled from official sources — confirm details with the bill’s official record.
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