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LB 987

Adopt the Vision Benefit Plan Act

109th Legislature (2025-2026) Introduced by Danielle Conrad and 1 co-sponsor

Nebraska proposes establishing vision insurance regulations through the Vision Benefit Plan Act to standardize coverage and consumer protections for eye care services.

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Bill Summary · LB 987

Legislative bill overview

LB 987 proposes adopting the Vision Benefit Plan Act in Nebraska, which would establish a regulatory framework for vision insurance coverage and benefits. The bill has been referred to the Banking, Commerce and Insurance Committee and is scheduled for hearing on February 23, 2026. A floor amendment (FA643) has been filed, suggesting substantive modifications to the original proposal.

Why is this important

Vision insurance affects access to eye care services and eyewear for Nebraska residents, including coverage for exams, glasses, and contact lenses. The framework established by this act would determine what vision plans must cover, pricing structures, and consumer protections in the vision insurance market. This directly impacts healthcare affordability and accessibility for a significant portion of the state's population.

Potential points of contention

  • Coverage mandates vs. cost: Defining which vision services must be covered could increase insurance premiums while advocates argue comprehensive coverage is necessary for preventive eye health
  • Network restrictions: Rules about which eye care providers (optometrists vs. ophthalmologists) participate in plans and how networks are structured may disadvantage certain providers or limit patient choice
  • Scope and amendment extent: The filing of floor amendment FA643 suggests significant disagreements about the bill's original language, though specific changes are not yet detailed in available records

Compiled from official sources — confirm details with the bill’s official record.

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