SB 1076 — Roof Contracting (Committee Substitute summary)
Status snapshot
- Bill number: SB 1076 (Committee substitutes CS/SB and CS/CS/SB 1076)
- Subject: Roof contracting / roofing contractor scope and consumer protections
- Introduced: February 4, 2025
- Committee actions: Regulated Industries → Rules (committee substitutes filed 4/1/2025–4/16/2025)
- Effective date: upon becoming law (per the analyses)
Purpose and intent
SB 1076 expands the legal scope of work for licensed roofing contractors to allow them to evaluate and enhance roof-to-wall connections (commonly called hurricane straps) on certain buildings with wood roof decking, and adjusts consumer protections for residential roofing contracts entered into during a declared state of emergency.
Key provisions
1. Expanded contractor scope
- Licensed roofing contractors are expressly authorized to evaluate and to perform enhancements to roof-to-wall connections for structures that have wood roof decking as described in Section 706 (Existing Building) of the Florida Building Code (Existing Building).
- Such roof-to-wall enhancements may only be performed when done in conjunction with a roof covering replacement or repair (i.e., not as a standalone retrofit).
Installation and inspection standards
- Any enhancement to roof-to-wall connections must be installed and inspected in accordance with one of the following:
- The Office of Insurance Regulation (OIR) uniform mitigation verification inspection form (the “1802” wind-mitigation form);
- The Florida Building Code; or
- Project‑specific engineering that exceeds the requirements of the Building Code or the OIR inspection form.
Training / continuing education
- Roofing contractors who intend to retrofit roof‑to‑wall connections must complete 2 hours of continuing education specific to roof‑to‑wall connections.
- Contractors must present the certificate of completion to the local government official when submitting the building permit application.
Residential contract cancellation window (state of emergency)
- Under the committee-substitute language, a residential owner may cancel a roofing contract without penalty within 180 days of an event that caused a governor-declared state of emergency.
- This cancellation right applies only to owners whose property is located within the geographic area covered by that state of emergency.
- (Background: current law provided a 10‑day cancellation window for contracts “entered into because of” the state of emergency; earlier bill language at one point proposed a 30‑day window — committee substitutes ultimately reflected the 180‑day period.)
Other technical / procedural items
- The bill reenacts affected statutory sections as necessary to incorporate the amendments.
- Takes effect upon becoming law.
- Analyses reported no municipal/county mandate or public records/open meetings constitutional issues, and no identified state tax/fee increases.
Who is affected / potential impacts
- Licensed roofing contractors: gain an expanded, regulated scope to evaluate and enhance roof‑to‑wall connections for buildings with wood roof decking, but must meet inspection/engineering standards and complete specified CE.
- Homeowners/residential property owners: receive an extended cancellation window for roofing contracts entered during a declared state of emergency (applies only to properties within the declared area).
- Local permitting authorities: will review CE certificates at permit intake and enforce installation/inspection standards in building permits.
- Insurance and mitigation programs: OIR’s uniform mitigation verification inspection form remains an approved inspection standard for these enhancements, which may affect wind‑mitigation ratings.
Notes / legislative history highlights
- The bill advanced as committee substitutes (CS/SB and CS/CS/SB 1076). The earlier introduced version at one point limited the cancellation window to 30 days; later committee substitute analyses reflect a 180‑day cancellation right. The most recent committee analyses dated April 15–16, 2025 describe the 180‑day provision.
- Effective compliance for contractors requires both training (2 hours CE) and adherence to inspection/engineering standards at permit stage.