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SR 81

A resolution urging the Congress and the President of the United States to permanently extend the Affordable Care Act Enhanced Premium Tax Credit to help ensure that all individuals and families have equitable access to healthcare.

2025-2026 Regular Session Introduced by Stephanie Chang and 2 co-sponsors

Michigan urges Congress to permanently extend ACA health insurance subsidies to maintain affordable coverage for lower and middle-income families.

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Bill Summary · SR 81

Legislative bill overview

SR 81 is a Michigan state resolution that calls on Congress and the President to permanently extend the Enhanced Premium Tax Credit (EPTC) provisions of the Affordable Care Act. The EPTC currently provides federal subsidies to reduce health insurance premiums for eligible individuals and families, with enhanced levels that were temporarily increased during the COVID-19 pandemic and have been extended several times but remain non-permanent.

Why is this important

The Enhanced Premium Tax Credit directly affects insurance affordability for millions of Americans. Without permanent extension, the subsidies are set to revert to pre-pandemic levels, which would substantially increase out-of-pocket costs for many middle- and lower-income families purchasing insurance through the ACA marketplace. This resolution signals Michigan's state government position on a major federal healthcare policy issue that impacts constituent healthcare access and costs.

Potential points of contention

  • Federal vs. state authority: Some argue states should focus on state-level policy rather than directing federal legislative priorities, while supporters contend state governments have standing to advocate for constituent interests
  • Fiscal implications: Permanent extension carries significant federal budget costs; opponents may argue this spending diverts resources or requires tax increases, while supporters emphasize healthcare access benefits
  • Political disagreement on healthcare approach: Republicans and Democrats fundamentally differ on ACA expansion; some view permanent subsidies as unsustainable government overreach, while others see them as necessary for equitable healthcare access

Compiled from official sources — confirm details with the bill’s official record.

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