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Bill Summary · HJR 90

Overview

HJR 90 (2026RS) from Kentucky proposes establishing the Real Estate Modernization Task Force. The task force would study ways to modernize Kentucky’s real property laws, with a focus on fraud prevention and updating laws that have not been revised since codification in the Kentucky Revised Statutes. The bill sets forth composition, duties, timelines, and reporting expectations.

Purpose and intent

  • Highlighted goal: modernize Kentucky’s real property laws to better serve residents and address gaps in a largely static statutory framework.
  • Primary aims:
    • Protect against fraud in real estate transactions.
    • Review and identify modernization needs within real property laws.
    • Explore additional topics related to real property or housing deemed appropriate by the task force.

Key provisions

  • Section 1: Creation and mandate

    • The Legislative Research Commission (LRC) is directed to establish the Real Estate Modernization Task Force.
    • Tasks include fraud prevention methods, review of real property laws for modernization, and consideration of other real property or housing topics as determined by the task force.
  • Section 2: Membership and structure

    • Composition, subject to LRC approval, includes:
    • Four members of the House of Representatives:
      • Three appointed by the Speaker (one designated as co-chair).
      • One appointed by the Minority Floor Leader.
    • Four members of the Senate:
      • Three appointed by the President (one designated as co-chair).
      • One appointed by the Minority Floor Leader.
    • Ex officio or additional non-legislative members:
      • The Attorney General.
      • The Secretary of the Public Protection Cabinet.
      • One representative from the Kentucky County Clerks Association.
      • One representative from the Kentucky Association of Realtors.
      • One representative representing mortgage brokers.
      • One representative representing title companies.
    • Final membership subject to approval by the LRC.
  • Section 3: Timeline and deliverables

    • The task force must meet at least monthly during the 2026 Interim.
    • It must submit findings, legislative recommendations, or a memorandum to the LRC no later than December 1, 2026.
    • If recommendations are submitted, the LRC may refer them to the appropriate committee(s) before the 2027 Regular Session.

Who is affected

  • Legislative members: House and Senate members appointed to the task force (and their leadership caucus appointments).
  • Governmental and professional stakeholders:
    • Attorney General.
    • Public Protection Cabinet secretary.
    • County clerks associations.
    • Real estate industry stakeholders (Realtors, mortgage brokers, title companies).
  • General public: Indirect impact through potential modernization of real property laws and enhanced fraud prevention in real estate transactions.

Procedural and timeline considerations

  • Establishment: Requires action by the Legislative Research Commission to form the task force.
  • Interim operations: Task force to meet monthly during the 2026 Interim.
  • Report deadline: Final deliverables due by December 1, 2026.
  • Legislative follow-up: LRC may forward recommendations to appropriate committees for consideration ahead of the 2027 Regular Session.

Summary assessment

HJR 90 creates a structured, time-bound process to evaluate and recommend modernization of Kentucky’s real estate laws, with a clear focus on fraud prevention and modernization needs. By including diverse stakeholders from government and the real estate industry, the measure aims to produce actionable recommendations capable of guiding future legislative action in the 2027 session.

Compiled from official sources — confirm details with the bill’s official record.

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