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Bill

S 3185

ANCHOR for Military Families Act

119th Congress Introduced by Mike Rounds and 1 co-sponsor

Bill S 3185 mandates insurance coverage for chronic pain treatments, improving access for millions of patients and enhancing their quality of life through necessary therapies.

Introduced in Senate
4
WeVote Research Nonpartisan
Bill Summary · S 3185

Summary of Bill S 3185: Insurance Coverage for Chronic Pain

Bill Overview

  • Bill Number: S 3185
  • Title: Provides insurance coverage for chronic pain
  • Status: Reported and Committed to Finance
  • Introduced: January 24, 2025
  • Classification: Bill

Purpose and Intent

The primary purpose of Bill S 3185 is to mandate insurance coverage for the treatment of chronic pain. This legislation aims to address the growing concern regarding the management of chronic pain conditions, which affect millions of individuals and can significantly impair quality of life. By ensuring that insurance plans cover necessary treatments, the bill seeks to improve access to care for those suffering from chronic pain.

Key Provisions

  • Insurance Coverage Requirement: The bill requires health insurance providers to include coverage for a range of treatments specifically aimed at managing chronic pain. This may include, but is not limited to:

    • Prescription medications
    • Physical therapy
    • Psychological counseling
    • Alternative therapies (e.g., acupuncture, chiropractic care)

  • Definition of Chronic Pain: The bill provides a clear definition of chronic pain, ensuring that there is no ambiguity regarding which conditions are covered under the insurance mandate.

  • Patient Rights: The legislation emphasizes patient rights to access necessary treatments without excessive out-of-pocket costs, thereby promoting equitable healthcare access.

Affected Parties

  • Patients: Individuals suffering from chronic pain conditions will benefit directly from the expanded insurance coverage, leading to improved treatment options and potentially better health outcomes.

  • Healthcare Providers: Medical professionals who treat chronic pain will see an increase in patient access to necessary therapies, which may enhance their ability to provide comprehensive care.

  • Insurance Companies: Health insurers will need to adjust their policies and coverage plans to comply with the new requirements set forth by the bill.

Legislative Timeline

  • Introduced: January 24, 2025

    • The bill was referred to the Insurance Committee for review.

  • Reported and Committed to Finance: May 5, 2025

    • Following committee review, the bill was reported and sent to the Finance Committee for further consideration.

Related Legislation

  • S 9192 (Prior Session): This bill is related to previous legislative efforts aimed at addressing chronic pain management and insurance coverage, indicating ongoing legislative interest in this area.

Conclusion

Bill S 3185 represents a significant step toward improving healthcare access for individuals suffering from chronic pain. By mandating insurance coverage for various treatment options, the bill aims to alleviate the burden of chronic pain and enhance the quality of life for affected individuals. As it progresses through the legislative process, stakeholders will be closely monitoring its implications for patients, healthcare providers, and insurance companies alike.

Compiled from official sources — confirm details with the bill’s official record.

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