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Bill

Bill

S 2875

CHOICE Act

119th Congress Introduced by Jim Banks and 3 co-sponsors

Overview: S 2875, the CHOICE Act, is a bill that aims to provide individuals with greater choice and flexibility in their healthcare coverage.Purpose and Intent: The bill's primary

Introduced in Senate
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WeVote Research Nonpartisan
Bill Summary · S 2875

Overview: S 2875, the CHOICE Act, is a bill that aims to provide individuals with greater choice and flexibility in their healthcare coverage.

Purpose and Intent: The bill's primary goal is to expand access to alternative healthcare options, such as association health plans and individual coverage health reimbursement arrangements (ICHRAs), which are intended to offer more affordable and customizable insurance plans.

Key Provisions:
- Allows small businesses and self-employed individuals to band together to purchase association health plans
- Enables employers to offer ICHRAs, which allow employees to use employer-provided funds to purchase individual health insurance plans
- Expands the availability of short-term, limited-duration insurance plans
- Enhances transparency requirements for healthcare costs and quality information

Affected Parties and Impacts: The CHOICE Act would primarily impact small businesses, self-employed individuals, and employees who may have access to alternative healthcare options through their employers or associations. The bill aims to provide more affordable and flexible healthcare coverage choices.

Procedural and Timeline Considerations: The bill was introduced in the Senate on September 18, 2025 and is currently in the early stages of the legislative process.

Compiled from official sources — confirm details with the bill’s official record.

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